946 11th
Atop 10%Imperial Beach, CA 91932
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,230/mo full cashflow at 20% down, 7.43% rate.
Works at $454,603 (39% under asking), or at 64% down.
Rent $4,535/mo from 14 leases of 3–5 bed houses within 1 mi ($4,102–$5,052).
Beds
4
Baths
2.5
Sqft
1,933
Year Built
2017
Days on Market
63
Property Type
Single Family
HOA/mo
N/A
MLS ID
260022034SD
This property is in Imperial Beach (91932). Browse neighborhood analytics →
About This Property
Welcome to this beautifully maintained 2017-built home in the heart of Imperial Beach! Offering 4 bedrooms, 2.5 baths, and approximately 1,933 square feet of thoughtfully designed living space, this move-in ready residence features an open-concept floor plan ideal for everyday living and entertaining. The modern kitchen boasts granite countertops, stainless steel appliances, abundant cabinetry, and a seamless flow into the dining and living areas. Upstairs, the spacious primary suite includes a private balcony, walk-in closet, soaking tub, and separate shower. Three additional bedrooms provide flexibility for guests, a home office, or growing households. Additional highlights include central A/C, recessed lighting, laminate flooring, an upstairs laundry room, generous storage, and an oversized two-car garage. Ideally located just over a mile from the beach and close to parks, schools, shopping, dining, and major commuter routes, this home offers the perfect blend of comfort, convenience, and coastal living in Imperial Beach
Mortgage Calculator
Est. Monthly Payment
$5,101
Location
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Zoned Schools
Elementary
Imperial Beach Charter · grades K-8 · South Bay Union
Middle
Mar Vista Academy · grades 7-8 · Sweetwater Union High
High
Mar Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,535
Comp Average
$4,421
857 Holly Ave
4bd / 2ba · 1,868 sqft · Single Family
$850K
Est. $4,339/mo
558 11th St
4bd / 3ba · 1,643 sqft · Single Family
$890K
Est. $4,279/mo
569 Delaware St
5bd / 3ba · 2,061 sqft · Single Family
$999K
Est. $4,818/mo
1165 East Lane
4bd / 2ba · 1,850 sqft · Single Family
$960K
Est. $4,488/mo
1016 Delaware St
4bd / 2.5ba · 1,799 sqft · Single Family
$1.10M
Est. $4,181/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
14 leases of 3–5 bed houses within 1 mi · $4,102–$5,052
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,230/mo short at 20% down; 64% down or +$2,896/mo rent closes it.
- Break-even price
- $454,603
- Break-even rent
- $7,431/mo
- Cashflow at 35% down
- −$1,454/mo
- Down payment to break even
- 64%
- Rate to break even
- 0.97%
39% under asking
$2,896/mo above the estimate
$476,799 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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