558 11th St
Btop 30%Imperial Beach, CA 91932
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,506/mo full cashflow at 20% down, 7.43% rate.
Works at $433,562 (51% under asking), or at 77% down.
Rent $4,324/mo from 8 leases of 3–5 bed houses within 1 mi ($3,789–$4,271).
Beds
4
Baths
3
Sqft
1,643
Year Built
2024
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2608230
This property is in Imperial Beach (91932). Browse neighborhood analytics →
About This Property
!!ASSUMABLE VA LOAN AT 5.75%!! Beautifully remodeled 4-bedroom, 3-bathroom home, taken down to the studs and expanded by approximately 650+ square feet. The home features two primary suites, an enormous great room, brand-new electrical and plumbing, dual-pane windows, vinyl flooring, a remodeled kitchen with marble countertops, remodeled bathrooms, and new doors, trim, fixtures, and finishes throughout. Major systems include a new asphalt shingle roof, 2024 forced-air heating and AC system, and electric water heater. The exterior features new stucco, siding, and paint, while the spacious front yard offers a standalone patio cover, landscaping, irrigation, and plenty of space for outdoor entertaining. A private driveway provides 3 off-street parking spaces, plus additional street parking. Located in a quiet, friendly neighborhood just 7 minutes from Imperial Beach and close to schools, shopping, restaurants, Plaza de las Americas, The Bayshore Bikeway, downtown San Diego, Coronado, the airport, and CBX. This home offers an excellent combination of modern upgrades, space, and convenience.
Mortgage Calculator
Est. Monthly Payment
$6,093
Location
Loading map...
Zoned Schools
Elementary
Bayside STEAM Academy · grades K-6 · South Bay Union
Middle
Mar Vista Academy · grades 7-8 · Sweetwater Union High
High
Mar Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,324
Comp Average
$4,457
946 11th
4bd / 2.5ba · 1,933 sqft · Single Family
$786K
Est. $4,497/mo
857 Holly Ave
4bd / 2ba · 1,868 sqft · Single Family
$850K
Est. $4,335/mo
1165 East Lane
4bd / 2ba · 1,850 sqft · Single Family
$960K
Est. $4,548/mo
1016 Delaware St
4bd / 2.5ba · 1,799 sqft · Single Family
$1.10M
Est. $4,447/mo
1251 Cypress Avenue
4bd / 3.5ba · 2,030 sqft · Single Family
$1.25M
Est. $4,456/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3–5 bed houses within 1 mi · $3,789–$4,271
Blended 50/50 with the zip's market median ($4,685)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,506/mo short at 20% down; 77% down or +$4,553/mo rent closes it.
- Break-even price
- $433,562
- Break-even rent
- $8,877/mo
- Cashflow at 35% down
- −$2,579/mo
- Down payment to break even
- 77%
- Rate to break even
- Not reachable
51% under asking
$4,553/mo above the estimate
$685,223 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator