9270 Towne Centre Drive #35
Ctop 80%San Diego, CA 92121
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 7, 2026.
No unit in this 52-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,117/mo full cashflow at 20% down, 7.43% rate.
Works at $264,032 (61% under asking), or at 88% down.
Rent $3,231/mo from 8 leases of 1–3 bed condos & townhomes within 0.5 mi ($3,275–$3,431).
Beds
2
Baths
1.5
Sqft
896
Year Built
1986
Days on Market
45
Property Type
Condo
HOA/mo
$460
MLS ID
NDP2608737
This property is in San Diego (92121). View neighborhood stats →
About This Property
This beautifully upgraded and move-in ready 2 bedroom, 1.5 bath condo in the heart of UTC offers modern updates throughout while still leaving room for you to add your personal touch. It combines low maintenance living with outstanding location convenience just moments from the UTC mall, major businesses, restaurants, shopping, and with easy freeway access. Proudly featuring brand new paint throughout, the owner has completed numerous high-value updates in 2025 and 2026. These include, new flooring, a new furnace, new kitchen countertops with sink and fixtures, a fully updated half bath with new counter, lighting, sink and fixtures, new windows and screens, a remodeled shower, a new hot water heater, and a custom closet in the primary suite. Enjoy seamless indoor-outdoor living on the large private patio. The HOA has also made significant recent improvements to the community including new siding, gas lines, and driveways, while residents enjoy access to the beautiful complex pool. This turnkey condo delivers exceptional value with fresh updates, pride of ownership, and a prime UTC location. *Selected interior photos are virtually staged; furniture and décor are not included*
Mortgage Calculator
Est. Monthly Payment
$5,047
Location
Loading map...
Zoned Schools
Elementary
Doyle Elementary · grades K-5 · San Diego Unified
Middle
Standley Middle · grades 6-8 · San Diego Unified
High
University City High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$3,231
Comp Average
$3,392
4384 Vision
3bd / 1.5ba · 1,113 sqft · Townhouse
$715K
Est. $3,786/mo
9645 Easter Way
2bd / 1ba · 885 sqft · Condo
$630K
Est. $3,205/mo
9250 Towne Centre Drive
2bd / 1.5ba · 896 sqft · Condo
$750K
Est. $3,231/mo
10242 Wateridge Cir
2bd / 2.5ba · 1,148 sqft · Townhouse
$760K
Est. $3,344/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 1–3 bed condos & townhomes within 0.5 mi · $3,275–$3,431
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,117/mo short at 20% down; 88% down or +$4,048/mo rent closes it.
- Break-even price
- $264,032
- Break-even rent
- $7,279/mo
- Cashflow at 35% down
- −$2,419/mo
- Down payment to break even
- 88%
- Rate to break even
- Not reachable
61% under asking
$4,048/mo above the estimate
$589,556 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator