4384 Vision

4384 Vision

Btop 30%

San Diego, CA 92121

$715,000
NEW — 0d

Pass at asking: -$3,027/mo full cashflow at 20% down, 7.43% rate.

Works at $320,923 (55% under asking), or at 81% down.

Rent $3,786/mo from 13 leases of 2–4 bed condos & townhomes within 0.5 mi ($3,682–$3,895).

Beds

3

Baths

1.5

Sqft

1,113

Year Built

1973

Days on Market

0

Property Type

Townhouse

HOA/mo

$450

MLS ID

260026555SD

This property is in San Diego (92121). View neighborhood stats →

About This Property

Priced to sell! A serene sanctuary in the heart of desirable UTC! Close to parks, top-rated schools, UCSD, hospitals, places of worship, shopping, dining, and trolley. This beautifully updated 3-bedroom, 1.5 bathrooms townhome perfectly combines modern comfort with low-maintenance living. Warm wood flooring, recessed lights, dual-pane windows. Gorgeous granite countertops, newer kitchen cabinets, whole-house water filtration, newer refrigerator and appliances, laundry room, enclosed outdoor oasis for fun with friends. Some photos are virtually staged. This home has both a whole-house AND an under-sink water filtration system. The whole-house water filtration system is located in the laundry room on the patio. Another filtration is under the kitchen sink. Closets in the bedroom have built-in organizers, drawers and shelves. Cold Water is included in the HOA fee. Owner only pays electricity usage with SDGE. The complex has a large common-area swimming pool. Besides being situated in a good public school district, La Jolla Country Day School is just around the corner from this home. It is a top-rated private high school, serving students through grade 12. Eastgate Park (at the corner of Eastgate Mall and Regents Rd) is the nearest of four parks surrounding this home. The others are Doyle Elementary Park, University Village Park, and Marcy Neighborhood Park. Public trolley and bus transit are nearby. UCSD, UCSD-Health Urgent Care, Scripps and VA Hospitals, are just a few blocks away and UTC-Westfield Mall is close by, too. What a great location!

Mortgage Calculator

Est. Monthly Payment

$5,346

Principal & Interest$3,972
Property Tax$715
Insurance$209
HOA$450
%($143,000)
%
Loan Term

Location

Loading map...

Investment Score

39B
Est. Monthly Rent
$3,786

13 leases of 2–4 bed condos & townhomes within 0.5 mi · $3,682–$3,895

Monthly Cashflow

Rent − PITIA

-$1,560
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,027

What would make this work?

$3,027/mo short at 20% down; 81% down or +$3,931/mo rent closes it.

Break-even price

55% under asking

$320,923
Break-even rent

$3,931/mo above the estimate

$7,717/mo
Cashflow at 35% down
−$2,282/mo
Down payment to break even

$579,150 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,972
Cap Rate
1.90%
Cash-on-Cash
-25.40%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$13,616
Price-to-Rent

Lower = better for investors

15.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
BCashflow−$3,027/mo