
925 Valley
Ctop 80%Vista, CA 92084
Pass at asking: -$7,100/mo full cashflow at 20% down, 7.36% rate.
Works at $520,899 (64% under asking), or at 92% down.
Rent $5,170/mo from 8 leases of 2–4 bed houses within 2 mi ($4,869–$5,284).
Beds
3
Baths
2.5
Sqft
2,720
Year Built
2004
Days on Market
59
Property Type
Single Family
HOA/mo
N/A
MLS ID
ND26200762
This property is in Vista (92084). Browse neighborhood analytics →
About This Property
Welcome to 925 Valley Drive, a beautifully designed single-story residence offering approximately 2,720 square feet of living space on an expansive half-acre lot in Vista. Featuring 3 bedrooms, 2.5 bathrooms and a spacious 3-car garage, this home combines comfortable everyday living with an impressive setting and plenty of room to enjoy the Southern California lifestyle.A welcoming courtyard entry sets the tone as you enter the home. Inside, the open and inviting floor plan features a well-appointed kitchen with granite countertops, travertine backsplash, maple cabinetry, center island with breakfast bar, stainless-steel appliances and double ovens. The adjoining dining and family areas create an ideal layout for entertaining, while the family room is highlighted by a fireplace and built-in cabinetry.The primary bedroom provides a private retreat with French doors leading outdoors, a generous walk-in closet and an ensuite bath featuring dual vanities, soaking tub and separate shower. Two additional bedrooms provide flexibility for family, guests or a home office.Outside, enjoy a covered patio, open yard space and the privacy and possibilities that come with a large residential lot. The property also offers city-light, mountain, valley and panoramic views, creating an appealing backdrop for relaxing or entertaining.Another standout feature is the home's exceptionally convenient proximity to Monte Vista Elementary School, located just a short distance away. This close-to-school location can make the daily routine especially convenient for households with elementary-age children while adding to the property's overall neighborhood appeal.With its single-level design, generous lot, 3-car garage, spacious interior, nearby elementary school and desirable Vista location, 925 Valley Drive offers a rare combination of space, privacy and convenience. A wonderful opportunity to make a distinctive North County property your next home.
Mortgage Calculator
Est. Monthly Payment
$9,873
Location
Loading map...
Zoned Schools
Elementary
Monte Vista Elementary · grades K-5 · Vista Unified
Middle
Madison Middle · grades 6-8 · Vista Unified
High
Rancho Buena Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,170
Comp Average
$5,362

1596 Aldorado
4bd / 2.5ba · 2,709 sqft · Single Family
$1.20M
Est. $5,930/mo
1259 Grandview Road
4bd / 3.5ba · 2,714 sqft · Single Family
$1.19M
Est. $5,105/mo
3024 Gopher Canyon Rd
4bd / 3.5ba · 2,740 sqft · Single Family
$1.40M
Est. $5,947/mo
Vista
3bd / 2.5ba · 3,008 sqft · Single Family
$1.30M
Est. $5,436/mo
2125 Walnut Lane
4bd / 3ba · 2,762 sqft · Single Family
$1.25M
Est. $4,390/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 2–4 bed houses within 2 mi · $4,869–$5,284
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,100/mo short at 20% down; 92% down or +$9,221/mo rent closes it.
- Break-even price
- $520,899
- Break-even rent
- $14,391/mo
- Cashflow at 35% down
- −$5,600/mo
- Down payment to break even
- 92%
- Rate to break even
- Not reachable
64% under asking
$9,221/mo above the estimate
$1,334,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator