
2125 Walnut Lane
Ctop 80%Vista, CA 92084
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$6,365/mo full cashflow at 20% down, 7.36% rate.
Works at $416,200 (67% under asking), or at 94% down.
Rent $4,390/mo from 12 leases of 3–5 bed houses within 2 mi ($4,959–$5,449).
Beds
4
Baths
3
Sqft
2,762
Year Built
1969
Days on Market
97
Property Type
Single Family
HOA/mo
$200
MLS ID
NDP2607427
This property is in Vista (92084). Browse neighborhood analytics →
About This Property
A timeless ranch-style residence, offered for the first time in over four decades, where long-term pride of ownership meets thoughtful modern enhancements. This beautifully maintained home was artfully remodeled in 2014, introducing an expansive and serene primary suite that feels like a private retreat. With 4 bedrooms, 3 baths, and a dedicated office, the home offers an elegant balance of sophistication and comfort. Enter through a formal dining room that sets the tone for refined gatherings, followed by a sunken living room that adds architectural interest and warmth. The generous kitchen and inviting family room create an effortless flow for both everyday living and entertaining. Luxury upgrades include a newer tile roof, vinyl windows, whole-house water softener, and RO system. Professionally landscaped and maintained with mature fruit trees such as guava, pomegranate, apricot, lemon, fuji apple, fig, guava and loquat. The property also features a water well, professionally drilled and ready for a new pump. The home’s versatile layout can gracefully accommodate multi-generational living or provide abundant space for one large household. Outside, the expansive side yard invites endless possibilities—an enchanting garden, a gazebo retreat, an ADU, or additional outdoor living spaces. Set within the coveted Walnut Cove community, this residence is surrounded by long-term neighbors who speak fondly of the area’s rare charm and enduring appeal. Fish in the two ponds, swim in the salt water pool, or simply watch the beautiful animals that surround the natural habitat of this quaint gated community. Homes like this seldom become available, making it a truly exceptional offering.
Mortgage Calculator
Est. Monthly Payment
$8,704
Location
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Zoned Schools
Elementary
Hannalei Elementary · grades K-5 · Vista Unified
Middle
Madison Middle · grades 6-8 · Vista Unified
High
Rancho Buena Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,390
Comp Average
$5,546

1596 Aldorado
4bd / 2.5ba · 2,709 sqft · Single Family
$1.20M
Est. $5,930/mo
1259 Grandview Road
4bd / 3.5ba · 2,714 sqft · Single Family
$1.19M
Est. $5,105/mo
3024 Gopher Canyon Rd
4bd / 3.5ba · 2,740 sqft · Single Family
$1.40M
Est. $5,947/mo
1330 Sugarbush Drive
4bd / 3ba · 2,990 sqft · Single Family
$1.40M
Est. $5,884/mo
1931 Warmlands Avenue
4bd / 2.5ba · 2,442 sqft · Single Family
$1.30M
Est. $4,862/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 3–5 bed houses within 2 mi · $4,959–$5,449
Blended 50/50 with a property-level estimate
A property-level estimate runs more than 25% below what comparable homes leased for ($5,212). Treat this rent with extra care.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,365/mo short at 20% down; 94% down or +$8,266/mo rent closes it.
- Break-even price
- $416,200
- Break-even rent
- $12,656/mo
- Cashflow at 35% down
- −$5,072/mo
- Down payment to break even
- 94%
- Rate to break even
- Not reachable
67% under asking
$8,266/mo above the estimate
$1,174,060 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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