
916 Avenida Neptuno #4
Ctop 80%Chula Vista, CA 91911
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,103/mo full cashflow at 20% down, 7.43% rate.
Works at $308,665 (57% under asking), or at 83% down.
Rent $3,645/mo from 11 leases of 2–4 bed condos & townhomes within 2 mi ($3,369–$3,709).
Beds
3
Baths
2.5
Sqft
1,644
Year Built
2026
Days on Market
54
Property Type
Townhouse
HOA/mo
$436
MLS ID
NDP2608708
This property is in Chula Vista (91911). Browse neighborhood analytics →
About This Property
Anticipated October 2026 closing! Step into the generous proportions and modern comfort of Plan 3C at Costas by Shea Homes, a gated West Chula Vista community approximately one mile from the Chula Vista Bayfront. Located at 916 Avenida Neptuno #4, this three-story, new-construction condo offers approximately 1,644 sq. ft., 3 bedrooms, 2.5 baths and an attached 2-car garage. A downstairs den provides valuable flexibility for guests, a home office or a peaceful retreat. The open-concept living and dining areas flow naturally into a contemporary kitchen designed for both everyday ease and effortless entertaining. Satin-white flat-panel cabinetry, quartz countertops and a spacious island create a clean, inviting backdrop, complemented by stainless steel KitchenAid appliances. The included package features an induction range with convection and air-fry capability, microwave, dishwasher and counter-depth refrigerator. Designer-selected flooring adds style and durability throughout, with wide-plank flooring at the entry, main living areas, kitchen, pantry, and powder room. Coordinating tile finishes the two full baths and laundry room, while upgraded carpeting brings comfort to all three bedrooms and the third-floor hallway. The primary bath features a clear-glass shower enclosure with tile extending to the ceiling, and both secondary baths include sleek porcelain slab tub surrounds. A Whirlpool front-load washer and dryer with pedestals are also included. Enjoy the coastal energy of West Chula Vista with convenient access to waterfront parks, the marina, walking and biking paths, dining and the Gaylord Pacific Resort. Silver Strand State Beach and other South Bay beaches are also within convenient driving distance. Offering a spacious layout, an entry level den and thoughtfully coordinated finishes, this home is ready to complement a variety of lifestyles. Estimated completion and closing timing are subject to change.
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Est. Monthly Payment
$5,316
Location
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Comparable Properties
5 comps foundThis Property
$3,645
Comp Average
$3,744
789 Vada
4bd / 3.5ba · 1,810 sqft · Townhouse
$720K
Est. $4,258/mo
771 Abby Dr
4bd / 3.5ba · 1,810 sqft · Townhouse
$695K
Est. $3,939/mo
1640 Maple Dr
3bd / 2.5ba · 1,720 sqft · Townhouse
$649K
Est. $3,200/mo

916 Avenida Neptuno
4bd / 3.5ba · 1,780 sqft · Townhouse
$724K
Est. $3,895/mo
917 Avenida Neptuno
3bd / 2.5ba · 1,644 sqft · Townhouse
$707K
Est. $3,429/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 2–4 bed condos & townhomes within 2 mi · $3,369–$3,709
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,103/mo short at 20% down; 83% down or +$4,030/mo rent closes it.
- Break-even price
- $308,665
- Break-even rent
- $7,675/mo
- Cashflow at 35% down
- −$2,361/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
57% under asking
$4,030/mo above the estimate
$591,491 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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