789 Vada #5
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789 Vada #5

Atop 10%

Chula Vista, CA 91911

$720,000
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,514/mo full cashflow at 20% down, 7.43% rate.

Works at $392,578 (45% under asking), or at 71% down.

Rent $4,258/mo from 12 leases of 3–5 bed condos & townhomes within 2 mi ($3,799–$4,149).

Beds

4

Baths

3.5

Sqft

1,810

Year Built

2024

Days on Market

138

Property Type

Townhouse

HOA/mo

$263

MLS ID

SB26138532

This property is in Chula Vista (91911). Browse neighborhood analytics →

About This Property

Experience modern living in this beautifully appointed tri-level home located in the vibrant Sunbow community of Chula Vista. Built in 2024, this spacious residence offers 4 bedrooms, 3.5 bathrooms, and over 1,800 square feet of thoughtfully designed living space. Each bedroom is spacious and full of natural light. This particular unit has upgraded flooring, kitchen features, bathroom upgrades and beautiful tile. The main floor serves as the heart of the home, showcasing a bright open-concept design that effortlessly connects the living room, dining area, and contemporary kitchen. A private balcony extends the living space outdoors, creating the perfect setting for morning coffee or evening relaxation. Upstairs, you'll find additional bedrooms, including a comfortable primary suite designed for everyday comfort and privacy. This all-electric home is equipped with leased solar panels for added energy efficiency and includes an attached garage with an EV charging outlet. Residents enjoy access to an impressive collection of community amenities, including a resort-style pool, fitness center, clubhouse, basketball courts, and dog park. Conveniently situated near shopping, dining, parks, and major commuter routes, this move-in-ready home offers the ideal blend of style, functionality, and location. Discover the opportunity to own a nearly new home in one of Chula Vista's most exciting and growing neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$5,193

Principal & Interest$4,000
Property Tax$720
Insurance$210
HOA$263
%($144,000)
%
Loan Term

Location

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Investment Score

55A
Est. Monthly Rent
$4,258

12 leases of 3–5 bed condos & townhomes within 2 mi · $3,799–$4,149

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$935
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,514

What would make this work?

$2,514/mo short at 20% down; 71% down or +$3,265/mo rent closes it.

Break-even price

45% under asking

$392,578
Break-even rent

$3,265/mo above the estimate

$7,523/mo
Cashflow at 35% down
−$1,764/mo
Down payment to break even

$511,200 cash

71%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,000
Cap Rate
2.83%
Cash-on-Cash
-20.95%
DSCR

Need ≥ 1.25 for DSCR loan

0.82

NOI (Annual)
$20,383
Price-to-Rent

Lower = better for investors

14.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,514/mo