1640 Maple Dr #34
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1640 Maple Dr #34

Btop 30%

Chula Vista, CA 91911

$649,000
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,542/mo full cashflow at 20% down, 7.49% rate.

Works at $319,474 (51% under asking), or at 77% down.

Rent $3,200/mo from 1 lease in this building.

Beds

3

Baths

2.5

Sqft

1,720

Year Built

1979

Days on Market

17

Property Type

Condo

HOA/mo

N/A

MLS ID

260024881SD

This property is in Chula Vista (91911). Browse neighborhood analytics →

Virtual Tour

About This Property

Discover the perfect blend of comfort, style, and privacy in this beautifully updated corner unit condo. Tucked away in a peaceful, private setting within the community, this inviting residence offers a spacious, light-filled floor plan designed for both everyday living and entertaining. The updated kitchen features sleek countertops, contemporary finishes, and stainless steel appliances, seamlessly connecting to the generous living and dining areas. A standout feature is the charming fireplace, a rare amenity that adds warmth and character to the living space. The well appointed bedrooms provide comfortable retreats with ample closet space, while the desirable corner location offers an added sense of privacy. Enjoy access to the community pool, beautifully maintained landscaping, and inviting outdoor spaces. Conveniently situated near shopping, dining, and major freeways, this home offers an exceptional combination of tranquility and accessibility. Don’t miss the opportunity to make this wonderful condo your own!

Mortgage Calculator

Est. Monthly Payment

$4,465

Principal & Interest$3,627
Property Tax$649
Insurance$189
%($129,800)
%
Loan Term

Location

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Investment Score

48B
Est. Monthly Rent
$3,200

1 lease in this building

Thin data: only 1 lease behind this number.

Monthly Cashflow

Rent − PITIA

-$1,265
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,542

What would make this work?

$2,542/mo short at 20% down; 77% down or +$3,301/mo rent closes it.

Break-even price

51% under asking

$319,474
Break-even rent

$3,301/mo above the estimate

$6,501/mo
Cashflow at 35% down
−$1,862/mo
Down payment to break even

$499,730 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,627
Cap Rate
2.30%
Cash-on-Cash
-23.50%
DSCR

Need ≥ 1.25 for DSCR loan

0.72

NOI (Annual)
$14,942
Price-to-Rent

Lower = better for investors

16.9

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,542/mo