
916 Avenida Neptuno #10
Btop 30%Chula Vista, CA 91911
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,000/mo full cashflow at 20% down, 7.43% rate.
Works at $333,771 (54% under asking), or at 80% down.
Rent $3,895/mo from 19 leases of condos & townhomes within 2 mi, size-adjusted ($3,475–$3,859).
Beds
4
Baths
3.5
Sqft
1,780
Year Built
2026
Days on Market
59
Property Type
Townhouse
HOA/mo
$436
MLS ID
NDP2608563
This property is in Chula Vista (91911). Browse neighborhood analytics →
About This Property
Anticipated end-of-year 2026 move-in! Discover the space and flexibility of Plan 4A at Costas by Shea Homes, a gated West Chula Vista community approximately one mile from the Chula Vista Bayfront. Located at 916 Avenida Neptuno #10, this beautifully designed three-story, new-construction condo offers approximately 1,780 sq. ft., 4 bedrooms, 3.5 baths and an attached 2-car garage. A convenient downstairs bedroom adds welcome versatility for overnight guests, a private office or a quiet retreat. The open-concept main living level is designed for easy everyday living and effortless entertaining. Crisp white flat-panel cabinetry gives the kitchen a fresh, contemporary feel, while upgraded New Taj quartz countertops bring warmth and sophistication to the kitchen perimeter, island and powder bath. Stainless steel KitchenAid appliances include an induction range, microwave, dishwasher and counter-depth refrigerator, creating a well-appointed space ready for everything from casual mornings to memorable gatherings. Thoughtful finishes continue throughout the home with brushed-nickel cabinet hardware, chrome fixtures and soft Alabaster interior paint. The primary bath features a clear-glass shower enclosure with tile extending to the ceiling, while both secondary baths showcase durable porcelain slab tub surrounds. A Whirlpool front-load washer and dryer with pedestals are also included for added convenience. Enjoy a relaxed coastal lifestyle near waterfront parks, the marina, scenic walking and biking paths, dining and the Gaylord Pacific Resort, with Silver Strand State Beach and other South Bay beaches within convenient driving distance. With four bedrooms, flexible living spaces and designer-selected upgrades, this inviting home offers a wonderful opportunity to experience the energy and convenience of the evolving Chula Vista Bayfront. Completion and move-in timing are subject to change.
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Est. Monthly Payment
$5,395
Location
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Comparable Properties
5 comps foundThis Property
$3,895
Comp Average
$4,089
785 Vada St
4bd / 3.5ba · 2,052 sqft · Townhouse
$750K
Est. $4,644/mo
789 Vada
4bd / 3.5ba · 1,810 sqft · Townhouse
$720K
Est. $4,258/mo
771 Abby Dr
4bd / 3.5ba · 1,810 sqft · Townhouse
$695K
Est. $3,939/mo
921 Avenida Neptuno
4bd / 3.5ba · 1,850 sqft · Townhouse
$712K
Est. $3,959/mo
916 Avenida Neptuno
3bd / 2.5ba · 1,644 sqft · Townhouse
$713K
Est. $3,645/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
19 leases of condos & townhomes within 2 mi, size-adjusted · $3,475–$3,859
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,000/mo short at 20% down; 80% down or +$3,896/mo rent closes it.
- Break-even price
- $333,771
- Break-even rent
- $7,791/mo
- Cashflow at 35% down
- −$2,245/mo
- Down payment to break even
- 80%
- Rate to break even
- Not reachable
54% under asking
$3,896/mo above the estimate
$579,448 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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