90 N Coast Highway 101

90 N Coast Highway 101

D

Encinitas, CA 92024

$1,995,000
NEW — 5d on market

Beds

2

Baths

2.5

Sqft

1,762

Year Built

2009

Days on Market

5

Property Type

Condo

HOA/mo

$576

MLS ID

260005837SD

View on MLS

Description

This rare corner-unit loft condo in The Lofts at Moonlight Beach delivers 1,760 sqft of sophisticated Encinitas coastal living. Featuring five private balconies, including a spacious patio, multiple ocean-view terraces, and a generous rooftop deck, this home captures breathtaking sunsets and the pulse of Moonlight Beach just steps away. The open main level flows effortlessly from a bright living area to a premium kitchen with abundant counter space, smart storage, and high-end finishes. French doors open to three of the five balconies, each offering serene coastal escapes. Both bedrooms are true suites: the primary offers its own private balcony with morning ocean views and a luxurious en-suite bath; the second bedroom mirrors the comfort with its dedicated balcony and private bath, perfect for guests or a home office. A secure two-car garage adds ease, while the unbeatable location places you literally one block from vibrant downtown Encinitas, walk to top restaurants, boutique shops, coffee houses, and endless entertainment. These two-story lofts with multiple balconies, rooftop decks, and direct beach access rarely come available. Once owners experience this perfect blend of modern luxury and laid-back beach life, they rarely leave. Don’t miss this exceptional opportunity! This rare corner-unit loft condo in The Lofts at Moonlight Beach delivers 1,760 sqft of sophisticated Encinitas coastal living. Featuring five private balconies, including a spacious patio, multiple ocean-view terraces, and a generous rooftop deck, this home captures breathtaking sunsets and the pulse of Moonlight Beach just steps away. The open main level flows effortlessly from a bright living area to a premium kitchen with abundant counter space, smart storage, and high-end finishes. French doors open to three of the five balconies, each offering serene coastal escapes. Both bedrooms are true suites: the primary offers its own private balcony with morning ocean views and a luxurious en-suite bath; the second bedroom mirrors the comfort with its dedicated balcony and private bath, perfect for guests or a home office. A secure two-car garage adds ease, while the unbeatable location places you literally one block from vibrant downtown Encinitas, walk to top restaurants, boutique shops, coffee houses, and endless entertainment. These two-story lofts with multiple balconies, rooftop decks, and direct beach access rarely come available. Once owners experience this perfect blend of modern luxury and laid-back beach life, they rarely leave. Don’t miss this exceptional opportunity!

Mortgage Calculator

Est. Monthly Payment

$13,241

Principal & Interest$10,088
Property Tax$1,995
Insurance$582
HOA$576
%($399,000)
%

Investment Score

0D
Est. Monthly Rent
$3,577
Monthly Cashflow

Rent − PITI − HOA

$-9,664
Full Cashflow

Incl. vacancy, PM, maint, capex

$-12,149

Mortgage (P+I)
$10,088
Cap Rate
-1.24%
Cash-on-Cash
-29.06%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.27
Break-even Rent
$13,241

NOI (Annual)
$-24,735
Price-to-Rent

Lower = better for investors

46.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator