687 Coast Highway 101

687 Coast Highway 101

D

Encinitas, CA 92024

$1,450,000
NEW — 2d on market

Beds

3

Baths

2.5

Sqft

1,268

Year Built

2010

Days on Market

2

Property Type

Condo

HOA/mo

$560

MLS ID

NDP2602135

Description

Welcome to Pacific Station, where coastal living meets the vibrant lifestyle of downtown Encinitas. This beautifully upgraded coastal-modern condo was the former builder’s model, showcasing premium finishes, thoughtful design, and one of the most desirable floor plans in the community. Located on the second floor, this two-story residence features 3 bedrooms and 2.5 bathrooms with a bright, open layout that blends style and functionality. The modern chef’s kitchen is perfect for entertaining, highlighted by an oversized quartzite island, sleek cabinetry, and high-end finishes that flow seamlessly into the main living space. Step outside to your private balcony, the perfect spot to enjoy the coastal breeze and the energy of downtown living. The flexible floor plan includes one full bedroom or office on the main level, ideal for guests or working from home, while two spacious bedrooms and two full bathrooms are located upstairs, including the primary suite. Units in Pacific Station rarely become available, making this a unique opportunity to own in one of Encinitas’ most coveted locations. Just steps from renowned restaurants, vibrant bars, boutique shopping, and the iconic Moonlight Beach, everything you love about coastal Southern California is right outside your door. Enjoy the lifestyle where every day feels like a vacation—surf, sunsets, dining, and entertainment all within walking distance.

Mortgage Calculator

Est. Monthly Payment

$9,765

Principal & Interest$7,332
Property Tax$1,450
Insurance$423
HOA$560
%($290,000)
%

Investment Score

4D
Est. Monthly Rent
$5,868
Monthly Cashflow

Rent − PITI − HOA

$-3,897
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,455

Mortgage (P+I)
$7,332
Cap Rate
0.73%
Cash-on-Cash
-16.13%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$9,765

NOI (Annual)
$10,524
Price-to-Rent

Lower = better for investors

20.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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