
8964 Mount Israel Road
Ctop 80%Escondido, CA 92029
Pass at asking: -$6,988/mo full cashflow at 20% down, 7.36% rate.
Works at $435,678 (68% under asking), or at 96% down.
Rent $4,324/mo from 8 leases of 2–4 bed houses in 92029 ($3,875–$5,258).
Beds
3
Baths
2
Sqft
1,848
Year Built
1975
Days on Market
73
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2608180
This property is in Escondido (92029). Browse neighborhood analytics →
About This Property
Welcome to a private, gated road, single story ranch in the hills off Del Dios, with the space and flexibility to create something truly your own. Whether you're dreaming of a homestead, family compound, equestrian property, or simply more room to live, this property offers endless possibilities. The “V” animal designator allows for horses, with riding facilities just across the street and miles of trails around the area and Lake Hodges. Northwest ocean breezes help keep summer temperatures cooler, while the elevated setting delivers beautiful sunset views. The main home offers 3 bedrooms and 2 baths in 1,848 original square feet, plus an additional one bedroom, one bath suite garage addition, for an estimated 2,400 square feet under roof per the owner. Four additional outbuildings create options for storage, workshops, hobbies, animals, or future plans. One is the original home on the property, believed to date back to the 1940s. There is room here for gardens, animals, homeschooling, multi-generational living, projects, or just having space between you and your neighbors. And while it feels tucked away, the everyday conveniences of Rancho Santa Fe and Escondido are just minutes away. If you've been looking for more land, more privacy, and more freedom to create the lifestyle you actually want, this is one worth seeing.
Mortgage Calculator
Est. Monthly Payment
$9,192
Location
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Zoned Schools
Elementary
Bernardo Elementary · grades K-5 · Escondido Union
Middle
Bear Valley Middle · grades 6-8 · Escondido Union
High
San Pasqual High · grades 9-12 · Escondido Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,324
Comp Average
$4,396
21415 Riding Trail Drive
3bd / 2.5ba · 1,873 sqft · Single Family
$899K
Est. $4,473/mo
2016 Avenida Del Diablo
3bd / 2ba · 1,580 sqft · Single Family
$899K
Est. $4,056/mo
2141 Emberwood Way
4bd / 2.5ba · 1,991 sqft · Single Family
$995K
Est. $4,567/mo
1954 Vermel Ave.
4bd / 2ba · 1,852 sqft · Single Family
$1.05M
Est. $4,632/mo
868 Park Drive
3bd / 2.5ba · 1,946 sqft · Single Family
$1.23M
Est. $4,254/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 2–4 bed houses in 92029 · $3,875–$5,258
Blended 50/50 with the zip's market median ($4,290)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,988/mo short at 20% down; 96% down or +$9,075/mo rent closes it.
- Break-even price
- $435,678
- Break-even rent
- $13,399/mo
- Cashflow at 35% down
- −$5,591/mo
- Down payment to break even
- 96%
- Rate to break even
- Not reachable
68% under asking
$9,075/mo above the estimate
$1,296,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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