2141 Emberwood Way
1 / 20

2141 Emberwood Way

Ctop 80%

Escondido, CA 92029

$995,000
STR limited · Escondido pilot, owners only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$4,162/mo full cashflow at 20% down, 7.36% rate.

Works at $450,386 (55% under asking), or at 81% down.

Rent $4,567/mo from 8 leases of houses within 2 mi, size-adjusted ($4,085–$5,012).

Beds

4

Baths

2.5

Sqft

1,991

Year Built

1987

Days on Market

49

Property Type

Single Family

HOA/mo

$75

MLS ID

260023312SD

This property is in Escondido (92029). Browse neighborhood analytics →

About This Property

Welcome to this 4 bedroom, 2.5 bath 2-story spacious home featuring vaulted ceilings, serene private garden and distant mountain views plus a fully owned solar system! The open layout includes a spacious living room and a separate family room that leads to the beautiful and private backyard. Enjoy your morning coffee, listen to the birds in your own sanctuary. HOA maintains the bank/hillside beyond the fig tree so you can kickback and relax in your backyard. A playroom/storage built in the attic space in 1st bedroom to the right of stairs is another bonus. Low HOA and ideally located near Lake Hodges, shopping and easy access to the freeway makes this rarely on the market home truly unique. Come experience this incredible home!

Mortgage Calculator

Est. Monthly Payment

$6,850

Principal & Interest$5,490
Property Tax$995
Insurance$290
HOA$75
%($199,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Bernardo Elementary · grades K-5 · Escondido Union

  • Middle

    Bear Valley Middle · grades 6-8 · Escondido Union

  • High

    San Pasqual High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

27C
Est. Monthly Rent
$4,567

8 leases of houses within 2 mi, size-adjusted · $4,085–$5,012

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,283
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,162

What would make this work?

$4,162/mo short at 20% down; 81% down or +$5,405/mo rent closes it.

Break-even price

55% under asking

$450,386
Break-even rent

$5,405/mo above the estimate

$9,972/mo
Cashflow at 35% down
−$3,133/mo
Down payment to break even

$805,950 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,490
Cap Rate
1.88%
Cash-on-Cash
-25.10%
DSCR

Need ≥ 1.25 for DSCR loan

0.67

NOI (Annual)
$18,669
Price-to-Rent

Lower = better for investors

18.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$4,162/mo