8952 Detwiler Rd
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8952 Detwiler Rd

Ctop 80%

Escondido, CA 92029

$1,375,000

Pass at asking: -$6,504/mo full cashflow at 20% down, 7.36% rate.

Works at $523,906 (62% under asking), or at 89% down.

Rent $5,200/mo from 5 leases of 4-bed houses in 92029 ($4,078–$4,679).

Beds

4

Baths

3

Sqft

2,036

Year Built

2001

Days on Market

129

Property Type

Single Family

HOA/mo

N/A

MLS ID

260016416SD

This property is in Escondido (92029). Browse neighborhood analytics →

Virtual Tour

About This Property

8.28 Acres bordering Cielo at Rancho Santa Fe and above Lake Hodges! This property offers a unique opportunity with space, privacy and beautiful, mature landscaping. The original stone farmhouse, approximately 500 square feet and 100 years old, was rebuilt in 1995 and now serves as a rental unit. The two-story addition was built in 2001. There are horse corrals, a separate fenced area for riding or exercise, nearby riding trails, three permitted storage structures and a permitted RV pad with full utility connections. The grounds are home to mature California oak trees, along with olive and pine trees, a variety of flowering plants, ornamental trees, shrubs, and cacti. An established orchard features 15 varieties of fruit and nut trees, including macadamia, orange, grapefruit, lemon, guava, peach, apple, cherry, pineapple guava, plum, apricot, pear, grape, almond and pomegranate. This peaceful, rural offering provides the next owner with the flexibility to enjoy the property as is or to make your own personal changes.

Mortgage Calculator

Est. Monthly Payment

$9,362

Principal & Interest$7,586
Property Tax$1,375
Insurance$401
%($275,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bernardo Elementary · grades K-5 · Escondido Union

  • Middle

    Bear Valley Middle · grades 6-8 · Escondido Union

  • High

    San Pasqual High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

12C
Est. Monthly Rent
$5,200

5 leases of 4-bed houses in 92029 · $4,078–$4,679

Blended 50/50 with the zip's market median ($5,933)

Monthly Cashflow

Rent − PITIA

-$4,162
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,504

What would make this work?

$6,504/mo short at 20% down; 89% down or +$8,447/mo rent closes it.

Break-even price

62% under asking

$523,906
Break-even rent

$8,447/mo above the estimate

$13,647/mo
Cashflow at 35% down
−$5,082/mo
Down payment to break even

$1,223,750 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,586
Cap Rate
1.17%
Cash-on-Cash
-28.38%
DSCR

Need ≥ 1.25 for DSCR loan

0.56

NOI (Annual)
$16,106
Price-to-Rent

Lower = better for investors

22.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,504/mo