8770 Gracilior Place

8770 Gracilior Place

Btop 30%

Escondido, CA 92026

$798,800
NEW — 0d
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$3,077/mo full cashflow at 20% down, 7.36% rate.

Works at $396,077 (50% under asking), or at 76% down.

Rent $4,107/mo from 4 leases of 3-bed houses in 92026 ($3,743–$4,088).

Beds

3

Baths

2.5

Sqft

1,936

Year Built

2000

Days on Market

0

Property Type

Single Family

HOA/mo

$135

MLS ID

NDP2610231

This property is in Escondido (92026). Browse neighborhood analytics →

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About This Property

Welcome to Treasures at Castle Creek! Located in a desirable gated community near Castle Creek Golf Course, residents enjoy a pool, spa, tennis and pickleball courts, playground, and picnic area — all with a low HOA of just $135/month! Located on a quiet cul-de-sac, this beautiful home offers 3 bedrooms, 2.5 bathrooms, and 1,936 sq. ft. of inviting living space. Enter through double doors to soaring vaulted ceilings, a spacious living room, and abundant natural light. The open-concept kitchen and family room are perfect for everyday living and entertaining. Interior highlights include: wood-look flooring, plantation shutters, granite countertops, modern cabinetry, and stainless steel appliances. Upstairs, the primary suite features high ceilings, backyard views, and an ensuite bathroom with dual sinks, tub, and shower. Two additional bedrooms offer flexibility for guests or a home office. Outside, enjoy a private, nicely manicured backyard with mature fruit trees, covered patio, artificial turf, and raised garden area. Additional features include a Solar PPA, EV Charger, 2-car garage, and downstairs laundry room. The property also provides attractive curb appeal with a mature shade tree and charming front seating area.

Mortgage Calculator

Est. Monthly Payment

$5,574

Principal & Interest$4,407
Property Tax$799
Insurance$233
HOA$135
%($159,760)
%
Loan Term

Location

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Zoned Schools

  • High

    Valley Center High · grades 9-12 · Valley Center-Pauma Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

43B
Est. Monthly Rent
$4,107

4 leases of 3-bed houses in 92026 · $3,743–$4,088

Blended 50/50 with the zip's market median ($4,289)

Monthly Cashflow

Rent − PITIA

-$1,467
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,077

What would make this work?

$3,077/mo short at 20% down; 76% down or +$3,996/mo rent closes it.

Break-even price

50% under asking

$396,077
Break-even rent

$3,996/mo above the estimate

$8,103/mo
Cashflow at 35% down
−$2,251/mo
Down payment to break even

$607,088 cash

76%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,407
Cap Rate
2.31%
Cash-on-Cash
-23.11%
DSCR

Need ≥ 1.25 for DSCR loan

0.74

NOI (Annual)
$18,423
Price-to-Rent

Lower = better for investors

16.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,077/mo