653 Shadywood

653 Shadywood

Btop 30%

Escondido, CA 92026

$885,000

Pass at asking: -$3,506/mo full cashflow at 20% down, 7.43% rate.

Works at $428,486 (52% under asking), or at 78% down.

Rent $4,274/mo from 10 leases of 2–4 bed houses within 2 mi ($4,016–$4,716).

Beds

3

Baths

3

Sqft

1,856

Year Built

1990

Days on Market

—

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026673SD

This property is in Escondido (92026). Browse neighborhood analytics →

About This Property

CHARMING NORTH ESCONDIDO HOME -- DESIRABLE CORNER LOT & CUL-DE-SAC SETTING! Welcome to 653 Shadywood Drive, a charming 3-bedroom, 2.5-bath home ideally situated on a desirable corner lot at Shadywood Drive and Terracewood Lane, in an established North Escondido neighborhood. Step inside to an inviting entryway with soaring vaulted ceilings that lead into elegant, window-lined living and dining rooms, filling the home with natural light and creating a bright, open atmosphere. The thoughtfully designed kitchen features a convenient coffee bar area and flows seamlessly into a welcoming family room with a cozy fireplace--an ideal space for everyday relaxation and entertaining. Sliding glass doors provide easy access to the backyard patio, perfect for outdoor dining, weekend barbecues, or simply unwinding. Upstairs, the spacious primary suite offers a peaceful retreat with a private bathroom featuring a relaxing soaking tub, separate shower, and dual vanities. Two additional bedrooms are also conveniently located upstairs, offering flexibility for guests, a home office, or other lifestyle needs. Enjoy a wonderful North Escondido location near Reidy Creek Golf Course, neighborhood parks, scenic walking and jogging trails, and open spaces. Convenient access to local schools, shopping, dining, and major transportation routes adds to the home's everyday appeal. With its distinctive corner-lot positioning, cul-de-sac neighborhood setting, inviting living spaces, and convenient location, this home offers an exceptional opportunity to enjoy the best of North Escondido living!

Mortgage Calculator

Est. Monthly Payment

$6,060

Principal & Interest$4,917
Property Tax$885
Insurance$258
%($177,000)
%
Loan Term

Location

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Investment Score

38B
Est. Monthly Rent
$4,274

10 leases of 2–4 bed houses within 2 mi · $4,016–$4,716

Blended 50/50 with the zip's market median ($4,141)

Monthly Cashflow

Rent − PITIA

-$1,786
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,506

What would make this work?

$3,506/mo short at 20% down; 78% down or +$4,553/mo rent closes it.

Break-even price

52% under asking

$428,486
Break-even rent

$4,553/mo above the estimate

$8,827/mo
Cashflow at 35% down
−$2,584/mo
Down payment to break even

$690,300 cash

78%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,917
Cap Rate
2.20%
Cash-on-Cash
-23.77%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$19,490
Price-to-Rent

Lower = better for investors

17.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,506/mo