8640 Via Mallorca
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8640 Via Mallorca #B

D

La Jolla, CA 92037

$630,000
NEW — 6d

Soft Appraisal Value: $616,200 · 2.2% above estimate

Beds

1

Baths

1

Sqft

691

Year Built

2000

Days on Market

6

Property Type

Condo

HOA/mo

$399

MLS ID

SW26101136

This property is in La Jolla (92037). View neighborhood stats →

About This Property

Tucked within the highly desirable Villa La Jolla community in the heart of La Jolla Village, this inviting 1-bedroom ground-level condo blends comfort, convenience and elevated coastal living in one of La Jolla’s most sought-after locations. Thoughtfully designed for both functionality and privacy, the home features warm wood flooring, dual-pane windows, stainless steel kitchen appliances, a custom California Closet system, modern recessed lighting with upgraded dimmer controls, generous storage throughout and an upgraded smart toilet with bidet and heated seat features.The bright, well-appointed kitchen flows seamlessly into the comfortable living area, while mirrored closet doors and tasteful finishes add to the home’s clean, modern appeal. Step outside to the spacious private patio and take in peaceful elevated views — the perfect setting for morning coffee or relaxing evenings at home.Residents of Villa La Jolla enjoy access to resort-style amenities including two swimming pools, two spas, a clubhouse, fitness center and convenient on-site laundry facilities. The unit also includes one assigned covered parking space conveniently located close to the unit and offers exceptional walkability to everyday conveniences. Located just moments from Trader Joe’s, popular restaurants, shopping, Tesla chargers and UC San Diego, this home is an excellent option for students, professionals or anyone seeking a highly connected La Jolla Village lifestyle. A bus stop conveniently located just outside the community provides easy access throughout the area, while Interstate 5 and La Jolla Shores Beach are only minutes away.

Mortgage Calculator

Est. Monthly Payment

$4,398

Principal & Interest$3,186
Property Tax$630
Insurance$184
HOA$399
%($126,000)
%

Location

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Investment Score

25D
Est. Monthly Rent
$2,557
Monthly Cashflow

Rent − PITIA

$-1,842
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,955

Mortgage (P+I)
$3,186
Cap Rate
0.44%
Cash-on-Cash
-28.14%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$6,394

NOI (Annual)
$2,771
Price-to-Rent

Lower = better for investors

20.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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