8548 Via Mallorca
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8548 Via Mallorca

C

La Jolla, CA 92037

$629,500
NEW — 0d

Beds

1

Baths

1

Sqft

691

Year Built

1972

Days on Market

0

Property Type

Condo

HOA/mo

$399

MLS ID

NDP2605711

This property is in La Jolla (92037). View neighborhood stats →

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About This Property

Quiet Interior Retreat in Villa La Jolla — Living Room A/C, Steps to Shops & Dining. Nestled in the tranquil upper section, this turnkey first-floor home lives easy: no flight of stairs to climb, just comfortable single-level living. This beautifully upgraded inner unit is cooled by its own living room A/C, offering a rare blend of comfort and convenience with so many amenities practically at your doorstep. A former model home, it has been owner-occupied and lovingly maintained throughout. Step inside to an inviting entry, fresh neutral paint, and upgraded wood-grain flooring that flows through a warm, naturally lit living space. The kitchen showcases granite countertops and Whirlpool appliances. Crown molding, upgraded baseboards, and ceiling fans run throughout, while a built-in closet organizer with mirrored closet doors, complements the primary bedroom. The bath is finished with upgraded tile, a granite counter, and a glass shower enclosure. Upgraded dual-pane windows brighten the home, and a security door invites cross-breeze airflow. The large patio is framed by lush, mature banana trees and peaceful tree views. You're just steps from the upper pool, clubhouse, laundry facilities, and an assigned parking space — making everyday errands like groceries and laundry a breeze. Updates: a newer water heater tank, and HOA recently completed roofing and carport work. Outside your door, walk to restaurants, a movie theater, the grocery store, UCSD bus stop and UCSD, Scripps, La Jolla Shores, the Birch Aquarium and trolley nearby. A standout opportunity as a primary residence or an investment in one of San Diego's most coveted coastal pockets, west of the 5! --Furnishings negotiable.

Mortgage Calculator

Est. Monthly Payment

$4,395

Principal & Interest$3,183
Property Tax$630
Insurance$184
HOA$399
%($125,900)
%

Location

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Investment Score

21D
Est. Monthly Rent
$2,366
Monthly Cashflow

Rent − PITIA

$-2,030
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,098

Mortgage (P+I)
$3,183
Cap Rate
0.16%
Cash-on-Cash
-29.53%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$6,390

NOI (Annual)
$1,017
Price-to-Rent

Lower = better for investors

22.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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