8570 Via Mallorca #E
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8570 Via Mallorca #E

Ctop 80%

La Jolla, CA 92037

$605,000
STR: check · no permits in this complex · TOT 12.75%

15 licensed short-term rentals within ½ mile (9 whole home), from the cities' license and permit lists of Nov 6, 2026.

No unit in this 72-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,941/mo full cashflow at 20% down, 7.43% rate.

Works at $222,014 (63% under asking), or at 90% down.

Rent $2,733/mo from 14 leases of 1-bed condos & townhomes within 0.5 mi, same school area ($2,524–$2,879).

Beds

1

Baths

1

Sqft

691

Year Built

1972

Days on Market

108

Property Type

Condo

HOA/mo

$399

MLS ID

260017042SD

This property is in La Jolla (92037). View neighborhood stats →

Virtual Tour

About This Property

One bedroom, first floor apartment in Villa La Jolla close to shopping mall, restaurants, UCSD, entertainment, freeways, and more. New hard flooring and paint throughout. HOA includes water and trash. Common amenities include pools, hot tubs, fitness center, clubhouse, and one dedicated parking. Buyer to verify all information.

Mortgage Calculator

Est. Monthly Payment

$4,541

Principal & Interest$3,361
Property Tax$605
Insurance$176
HOA$399
%($121,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Torrey Pines Elementary · grades K-5 · San Diego Unified

  • Middle

    Muirlands Middle · grades 6-8 · San Diego Unified

  • High

    La Jolla High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

32C
Est. Monthly Rent
$2,733

14 leases of 1-bed condos & townhomes within 0.5 mi, same school area · $2,524–$2,879

Blended 50/50 with the zip's market median ($2,866)

Monthly Cashflow

Rent − PITIA

-$1,808
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,941

What would make this work?

$2,941/mo short at 20% down; 90% down or +$3,819/mo rent closes it.

Break-even price

63% under asking

$222,014
Break-even rent

$3,819/mo above the estimate

$6,552/mo
Cashflow at 35% down
−$2,311/mo
Down payment to break even

$544,500 cash

90%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,361
Cap Rate
1.10%
Cash-on-Cash
-29.16%
DSCR

Need ≥ 1.25 for DSCR loan

0.60

NOI (Annual)
$6,683
Price-to-Rent

Lower = better for investors

18.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$2,941/mo