8595 Jade Coast

8595 Jade Coast

Ctop 80%

San Diego, CA 92126

$974,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

10 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 3, 2026.

Pass at asking: -$5,248/mo full cashflow at 20% down, 7.49% rate.

Works at $293,546 (70% under asking), or at 98% down.

Rent $2,941/mo from 15 leases of 3-bed houses within 2 mi ($2,903–$3,102).

Beds

3

Baths

2

Sqft

744

Year Built

1971

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026125SD

This property is in San Diego (92126). View neighborhood stats →

About This Property

Welcome to this wonderful opportunity in the desirable Mira Mesa community! This inviting 3-bedroom, 2-bathroom home offers a great combination of comfort, convenience, and the opportunity to make it your own. Whether you're a first-time homebuyer, looking for more space, or searching for your next investment opportunity, this property is ready for its next chapter! Featuring 3 comfortable bedrooms, 2 full bathrooms, and functional living spaces, this home offers the perfect setting to relax, entertain, and create lasting memories. Location is everything, and this home puts you close to plenty of things to enjoy! Spend your weekends walking, jogging, or biking around beautiful Lake Miramar. Explore the scenic trails at Los Penasquitos Canyon Preserve or enjoy outdoor activities at Mira Mesa Community Park. Love shopping, dining, and entertainment? You'll appreciate the variety of restaurants, cafes, shopping centers, and everyday conveniences throughout Mira Mesa. Catch a movie at Edwards Mira Mesa Stadium 18, enjoy ice skating at San Diego Ice Arena, or explore the many local dining options along Mira Mesa Boulevard. With convenient access to major freeways, commuting and exploring everything beautiful San Diego has to offer is within reach! Don't miss your opportunity to own a home in this convenient San Diego community. Schedule your private showing today and discover all the possibilities waiting for you at 8595 Jade Coast Dr. Your next chapter starts here!

Mortgage Calculator

Est. Monthly Payment

$6,701

Principal & Interest$5,443
Property Tax$974
Insurance$284
%($194,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Mason Elementary · grades PK-5 · San Diego Unified

  • Middle

    Wangenheim Middle · grades 6-8 · San Diego Unified

  • High

    Mira Mesa High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

4C
Est. Monthly Rent
$2,941

15 leases of 3-bed houses within 2 mi · $2,903–$3,102

Monthly Cashflow

Rent − PITIA

-$3,760
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,248

What would make this work?

$5,248/mo short at 20% down; 98% down or +$6,816/mo rent closes it.

Break-even price

70% under asking

$293,546
Break-even rent

$6,816/mo above the estimate

$9,757/mo
Cashflow at 35% down
−$4,227/mo
Down payment to break even

$954,520 cash

98%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,443
Cap Rate
0.42%
Cash-on-Cash
-32.33%
DSCR

Need ≥ 1.25 for DSCR loan

0.44

NOI (Annual)
$4,103
Price-to-Rent

Lower = better for investors

27.6

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$5,248/mo