8357 Gold Coast Drive #6
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8357 Gold Coast Drive #6

Ctop 80%

San Diego, CA 92126

$840,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

12 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 2, 2026.

No unit in this 22-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,700/mo full cashflow at 20% down, 7.49% rate.

Works at $360,317 (57% under asking), or at 84% down.

Rent $3,856/mo from 9 leases of 2–4 bed houses within 1 mi ($3,325–$3,685).

Beds

3

Baths

2

Sqft

1,074

Year Built

1998

Days on Market

0

Property Type

Single Family

HOA/mo

$190

MLS ID

260025657SD

This property is in San Diego (92126). View neighborhood stats →

About This Property

Welcome to this sun-drenched, turn-key oasis nestled in a quiet Mira Mesa enclave. Schools, Shopping and Library are within a 1.5 mile radius, so you will find it very walkable. Perfectly blending modern updates with effortless single-level living, this inviting home offers the ideal space for both vibrant entertaining and peaceful relaxation. High vaulted ceilings create a spacious, open atmosphere, beautifully accented by a fresh neutral color palette and seamless, low-maintenance wood-grained vinyl flooring. Chef’s U-Shaped Kitchen? is fully equipped for culinary creativity with premium granite countertops, rich wood cabinetry, stainless steel appliances, gas cooking, and a refrigerator with a built-in ice maker. Notice the convenient floor plan, upgraded bathrooms, and French doors to the patio that are found in both the dining area and the primary bedroom. Stay perfectly cool with central air conditioning and ceiling fans. Dual paned windows for insulation add to the upgraded feel. Enjoy the ultimate convenience of a direct-access, two-car attached garage, plus a built-in solar energy system (with a predictable $198 monthly solar fee). Outdoor living in the large patio offers room to dine, play and relax by the cozy Firepit. Isn't this just what you are looking for? Dining Room Chandelier will not convey Welcome to this sun-drenched, turn-key oasis nestled in a quiet Mira Mesa enclave. Perfectly blending modern updates with effortless single-level living, this inviting home offers the ideal space for both vibrant entertaining and peaceful relaxation. The Highlights: • Bright & Airy Interiors: High vaulted ceilings create a spacious, open atmosphere, beautifully accented by a fresh neutral color palette and seamless, low-maintenance wood-grained vinyl flooring. • Chef’s U-Shaped Kitchen: Fully equipped for culinary creativity with premium granite countertops, rich wood cabinetry, stainless steel appliances, gas cooking, and a refrigerator with a built-in ice maker. • Private Primary Retreat: The spacious primary suite serves as your personal sanctuary, complete with an upgraded bath and a private French door that opens directly to the backyard. • Luxury Outdoor Living: Step outside onto a wrap around, premium paver patio. It is completely private and beautifully designed, offering an expansive footprint to dine alfresco, play, or lounge in the sun or cozy up by the Firepit. • Modern Efficiency & Comfort: Stay perfectly cool with central air conditioning and ceiling fans. Enjoy the ultimate convenience of a direct-access, two-car attached garage, plus a built-in solar energy system (with a predictable $198 monthly solar fee).

Mortgage Calculator

Est. Monthly Payment

$5,969

Principal & Interest$4,694
Property Tax$840
Insurance$245
HOA$190
%($168,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Mason Elementary · grades PK-5 · San Diego Unified

  • Middle

    Wangenheim Middle · grades 6-8 · San Diego Unified

  • High

    Mira Mesa High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

30C
Est. Monthly Rent
$3,856

9 leases of 2–4 bed houses within 1 mi · $3,325–$3,685

Blended 50/50 with the zip's market median ($4,208)

Monthly Cashflow

Rent − PITIA

-$2,113
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,700

What would make this work?

$3,700/mo short at 20% down; 84% down or +$4,805/mo rent closes it.

Break-even price

57% under asking

$360,317
Break-even rent

$4,805/mo above the estimate

$8,661/mo
Cashflow at 35% down
−$2,820/mo
Down payment to break even

$705,600 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,694
Cap Rate
1.70%
Cash-on-Cash
-26.43%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$14,243
Price-to-Rent

Lower = better for investors

18.2

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,700/mo