8581 Villa
Btop 30%La Jolla, CA 92037
16 licensed short-term rentals within ½ mile (9 whole home), from the cities' license and permit lists of Nov 3, 2026.
No unit in this 84-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,288/mo full cashflow at 20% down, 7.49% rate.
Works at $168,482 (64% under asking), or at 91% down.
Rent $2,220/mo from 25 leases of studio–1 bed condos & townhomes within 0.5 mi ($2,179–$2,349).
Beds
Studio
Baths
1
Sqft
504
Year Built
1972
Days on Market
0
Property Type
Condo
HOA/mo
$410
MLS ID
260026188SD
This property is in La Jolla (92037). View neighborhood stats →
About This Property
Enjoy effortless La Jolla living in this south-facing, ground-floor condo in the Villa La Jolla community. Offering approximately 504 sq ft and one bathroom, this single-level residence pairs a bright, inviting interior with the convenience of an in-unit washer and dryer. The living area opens to a spacious private patio, extending your space outdoors for morning coffee, alfresco dining or unwinding at the end of the day. A functional kitchen and flexible living space make the most of the home's footprint. Community amenities include swimming pools, spas, a fitness center, clubhouse and barbecue areas, bringing recreation and relaxation close to home. Conveniently located near UC San Diego, the San Diego Trolley, shopping, grocery stores, dining and medical centers, with access to I-5 and La Jolla's beaches. Discover a comfortable home base that combines indoor-outdoor living, community amenities and a well-connected La Jolla location.
Mortgage Calculator
Est. Monthly Payment
$3,609
Location
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Zoned Schools
Elementary
Torrey Pines Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,220
Comp Average
$2,514
3151 Via Alicante
1bd / 1ba · 506 sqft · Condo
$525K
Est. $2,500/mo
8440 Via Mallorca
1bd / 1ba · 506 sqft · Condo
$575K
Est. $2,546/mo
8692 Via Mallorca
Studio / 1ba · 504 sqft · Condo
$519K
Est. $2,343/mo
8356 Via Sonoma
1bd / 1ba · 623 sqft · Condo
$549K
Est. $2,525/mo
8348 Via Sonoma
1bd / 1ba · 636 sqft · Condo
$599K
Est. $2,658/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
25 leases of studio–1 bed condos & townhomes within 0.5 mi · $2,179–$2,349
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,288/mo short at 20% down; 91% down or +$2,971/mo rent closes it.
- Break-even price
- $168,482
- Break-even rent
- $5,191/mo
- Cashflow at 35% down
- −$1,800/mo
- Down payment to break even
- 91%
- Rate to break even
- Not reachable
64% under asking
$2,971/mo above the estimate
$423,150 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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