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8356 Via Sonoma #D

Ctop 80%

La Jolla, CA 92037

$548,800

STR: check · no permits in this complex · TOT 12.75%

15 licensed short-term rentals within ½ mile (8 whole home), from the cities' license and permit lists of Nov 9, 2026.

No unit in this 68-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,768/mo full cashflow at 20% down, 7.43% rate.

Works at $188,449 (66% under asking), or at 93% down.

Rent $2,520/mo from 13 leases of 1-bed condos & townhomes within 0.5 mi, same school area ($2,374–$2,611). Previously leased for $1,750.

Beds

Baths

Sqft

623

Year Built

1978

Days on Market

Property Type

Condo

HOA/mo

$493

MLS ID

260023298SD

This property is in La Jolla (92037). View neighborhood stats →

About This Property

Welcome home to this charming single level end unit with no neighbors above or below you. This light and airy home has a vaulted ceiling and cozy fireplace. The new mini-split offers A/C and heat for year round comfort. The remodeled kitchen features quartz countertops and a breakfast bar. All new appliances make cooking a breeze. The spacious bedroom boasts a generous walk-in closet. The closet stacked washer/dryer is so convenient. A lovely patio completes this move-in ready condo. The complex is tucked next to Villa La Jolla Park and is minutes to shopping, restaurants, UCSD and the VA.

Mortgage Calculator

Est. Monthly Payment

$4,251

Principal & Interest$3,049

Property Tax$549

Insurance$160

HOA$493

Down Payment

%($109,760)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
Torrey Pines Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$2,520

Comp Average

$2,669

3134 Via Alicante

1bd / 1ba · 691 sqft · Condo

$595K

Est. $2,733/mo

8548 Via Mallorca

1bd / 1ba · 691 sqft · Condo

$585K

Est. $2,618/mo

8570 Via Mallorca

1bd / 1ba · 691 sqft · Condo

$605K

Est. $2,733/mo

8548 Via Mallorca

1bd / 1ba · 691 sqft · Condo

$599K

Est. $2,618/mo

8348 Via Sonoma

1bd / 1ba · 636 sqft · Condo

$599K

Est. $2,642/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

31C

Est. Monthly Rent

$2,520

Previously leased for $1,750

13 leases of 1-bed condos & townhomes within 0.5 mi, same school area · $2,374–$2,611

Monthly Cashflow

Rent − PITIA

-$1,731

Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,768

What would make this work?

$2,768/mo short at 20% down; 93% down or +$3,594/mo rent closes it.

Break-even price: $188,449
Break-even rent: $6,114/mo
Cashflow at 35% down: −$2,196/mo
Down payment to break even: 93%
Rate to break even: Not reachable

Mortgage (P+I)

$3,049

Cap Rate

0.89%

Cash-on-Cash

-30.26%

DSCR

Need ≥ 1.25 for DSCR loan

0.59

NOI (Annual)

$4,887

Price-to-Rent

Lower = better for investors

18.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$2,768/mo