842 Kili Street #4
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842 Kili Street #4

Btop 30%

Chula Vista, CA 91911

$695,000
NEW — 2d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,009/mo full cashflow at 20% down, 7.36% rate.

Works at $301,251 (57% under asking), or at 83% down.

Rent $3,568/mo from 8 leases of 3-bed condos & townhomes within 2 mi ($3,545–$3,809).

Beds

3

Baths

2.5

Sqft

1,576

Year Built

2024

Days on Market

2

Property Type

Townhouse

HOA/mo

$445

MLS ID

PTP2608303

This property is in Chula Vista (91911). Browse neighborhood analytics →

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About This Property

Welcome to modern living in Sunbow! Located in the desirable Prism community of Chula Vista, this beautifully designed three-bedroom, two-and-a-half-bath townhome offers approximately 1,576 square feet of thoughtfully arranged living space, combining contemporary style with everyday functionality. The three-level floor plan features flexible space ideal for a home office, creative studio, or additional living area. The main living level brings together an open-concept kitchen, dining area, and great room, creating a comfortable setting for both entertaining and daily living. Enjoy a private outdoor deck, while the upper level offers three bedrooms, including a spacious primary suite with an en-suite bathroom and walk-in closet. An attached two-car garage adds convenience, while the Sunbow community offers access to recreational amenities and nearby shopping, dining, parks, and major transportation routes. Whether you're looking for your first home, a low-maintenance lifestyle, or a thoughtfully designed space with room to work and unwind, this Chula Vista residence deserves a closer look. Ask about the existing VA loan and potential assumption opportunity, subject to lender/servicer approval and applicable requirements.

Mortgage Calculator

Est. Monthly Payment

$5,177

Principal & Interest$3,834
Property Tax$695
Insurance$203
HOA$445
%($139,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Valle Lindo Elementary · grades PK-6 · Chula Vista Elementary

  • Middle

    Rancho del Rey Middle · grades 7-8 · Sweetwater Union High

  • High

    Otay Ranch Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

37B
Est. Monthly Rent
$3,568

8 leases of 3-bed condos & townhomes within 2 mi · $3,545–$3,809

Blended 50/50 with the zip's market median ($3,488)

Monthly Cashflow

Rent − PITIA

-$1,609
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,009

What would make this work?

$3,009/mo short at 20% down; 83% down or +$3,908/mo rent closes it.

Break-even price

57% under asking

$301,251
Break-even rent

$3,908/mo above the estimate

$7,476/mo
Cashflow at 35% down
−$2,290/mo
Down payment to break even

$576,850 cash

83%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,834
Cap Rate
1.73%
Cash-on-Cash
-25.98%
DSCR

Need ≥ 1.25 for DSCR loan

0.69

NOI (Annual)
$12,043
Price-to-Rent

Lower = better for investors

16.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,009/mo