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793 Vada St #4

Ctop 80%

Chula Vista, CA 91911

$749,000

NEW — 1d

STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,189/mo full cashflow at 20% down, 7.36% rate.

Works at $331,610 (56% under asking), or at 82% down.

Rent $3,956/mo from 12 leases of 3–5 bed condos & townhomes within 2 mi ($3,660–$3,997).

Beds

Baths

Sqft

1,680

Year Built

2024

Days on Market

Property Type

Townhouse

HOA/mo

$511.6

MLS ID

260026812SD

This property is in Chula Vista (91911). Browse neighborhood analytics →

About This Property

Move-in ready 2024 Lennar townhome in Chula Vista’s Sunbow master-planned community, and it comes with an assumable VA loan. In today’s market, that’s a rare find. Qualified buyers may be able to take over this low-rate financing, subject to lender/VA approval. The 4-bed, 3-bath Soleil floorplan has 1,680 sq ft over three levels. It has a first-floor bedroom, a top-floor owner’s suite, and a 2-car garage. Sunbow’s resort-style amenities are just steps from your door. They include a community pool and spa, fitness center, clubhouse, pickleball and basketball courts, playgrounds, dog park, and BBQ and picnic areas. Shopping and dining at Otay Ranch and quick freeway access are close by. Come see it and imagine your next chapter at Sunbow!

Mortgage Calculator

Est. Monthly Payment

$5,611

Principal & Interest$4,132

Property Tax$749

Insurance$218

HOA$512

Down Payment

%($149,800)

Interest Rate

Loan Term

Location

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Comparable Properties

5 comps found

This Property

$3,956

Comp Average

$3,939

789 Vada

4bd / 3.5ba · 1,810 sqft · Townhouse

$720K

Est. $4,258/mo

771 Abby Dr

4bd / 3.5ba · 1,810 sqft · Townhouse

$695K

Est. $3,938/mo

921 Avenida Neptuno

4bd / 3.5ba · 1,850 sqft · Townhouse

$712K

Est. $3,959/mo

916 Avenida Neptuno

4bd / 3.5ba · 1,780 sqft · Townhouse

$724K

Est. $3,895/mo

916 Avenida Neptuno

3bd / 2.5ba · 1,644 sqft · Townhouse

$713K

Est. $3,645/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

36C

Est. Monthly Rent

$3,956

12 leases of 3–5 bed condos & townhomes within 2 mi · $3,660–$3,997

Blended 50/50 with the zip's market median ($4,090)

Monthly Cashflow

Rent − PITIA

-$1,655

Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,189

What would make this work?

$3,189/mo short at 20% down; 82% down or +$4,142/mo rent closes it.

Break-even price: $331,610
Break-even rent: $8,098/mo
Cashflow at 35% down: −$2,414/mo
Down payment to break even: 82%
Rate to break even: Not reachable

Mortgage (P+I)

$4,132

Cap Rate

1.83%

Cash-on-Cash

-25.55%

DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)

$13,694

Price-to-Rent

Lower = better for investors

15.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,189/mo