8414 Summerdale Drive
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8414 Summerdale Drive #B

B

San Diego, CA 92126

$620,000
NEW — 3d

Soft Appraisal Value: $612,100 · 1.3% above estimate

Beds

2

Baths

1.5

Sqft

1,012

Year Built

1980

Days on Market

3

Property Type

Townhouse

HOA/mo

$499

MLS ID

PTP2605165

This property is in San Diego (92126). View neighborhood stats →

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About This Property

Location, location, location! Tucked into one of Mira Mesa's most peaceful garden-style communities Concord Square, this beautifully upgraded townhome offers the privacy of just one shared wall and the rare sense of space. Vaulted ceilings throughout create an open, airy feel from the moment you walk in. New Sliding glass door, Google Nest and thermostat. The remodeled kitchen shines with crisp white cabinetry, black-and-white granite, modern hardware, subway tile, stainless steel appliances, and a gas cooktop. Low-maintenance tile flooring and convenient in-unit laundry make everyday living easy. Upstairs, retreat to the primary suite with a fully remodeled bathroom featuring dual vanity sinks, a designer bathtub, dual shower heads, custom tile work, and all-new fixtures. Outside, enjoy your own private backyard with lush artificial turf, a patio perfect for morning coffee or weekend entertaining, and extra storage. The community itself is a standout — mature trees, meandering walkways, a sparkling pool, well-kept grounds, and ample parking (a true rarity in Mira Mesa!). VA Approved Complex. Walk to Target, Trader Joe's, Better Buzz Coffee, and neighborhood favorites like the Pho Ga Go pop-up. Head west and you're minutes to UCSD, beaches of La Jolla and Torrey Pines; head east for the scenic trails of Miramar Lake. Quiet, private, and close to everything.

Mortgage Calculator

Est. Monthly Payment

$4,435

Principal & Interest$3,135
Property Tax$620
Insurance$181
HOA$499
%($124,000)
%

Location

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Investment Score

37C
Est. Monthly Rent
$3,159
Monthly Cashflow

Rent − PITIA

$-1,276
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,519

Mortgage (P+I)
$3,135
Cap Rate
1.19%
Cash-on-Cash
-24.38%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$6,431

NOI (Annual)
$7,389
Price-to-Rent

Lower = better for investors

16.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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