10855 Camino Ruiz
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10855 Camino Ruiz #38

B

San Diego, CA 92126

$438,000
NEW — 6d

Soft Appraisal Value: $438,900 · 0.2% below estimate

Beds

1

Baths

1

Sqft

662

Year Built

1983

Days on Market

6

Property Type

Condo

HOA/mo

$425

MLS ID

260016077SD

This property is in San Diego (92126). View neighborhood stats →

Virtual Tour

About This Property

Move in ready upper-level unit facing the peaceful interior of the complex. This beautifully remodeled home features a newer kitchen with modern cabinetry, quartz countertops, and stainless steel appliances, including a range, microwave, counter-depth refrigerator, and dishwasher. The updated bathroom offers a newer vanity, sink, toilet, lighting, and faucet. Additional improvements include smooth ceilings, baseboards, lighting fixtures, wall air conditioner, window blinds, electrical outlets, switches, and more. A stackable washer and dryer are conveniently located in the exterior utility closet, and the community also offers a shared laundry facility. Enjoy the well-maintained community amenities, including a pool and spa. Located in the heart of Mira Mesa, this home is ideally situated near shopping, restaurants, parks, the library, and offers convenient freeway access, providing both comfort and convenience.

Mortgage Calculator

Est. Monthly Payment

$3,206

Principal & Interest$2,215
Property Tax$438
Insurance$128
HOA$425
%($87,600)
%

Location

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Investment Score

40C
Est. Monthly Rent
$2,176
Monthly Cashflow

Rent − PITIA

$-1,030
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,895

Mortgage (P+I)
$2,215
Cap Rate
0.88%
Cash-on-Cash
-25.96%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$4,637

NOI (Annual)
$3,834
Price-to-Rent

Lower = better for investors

16.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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