8306 The Landing Way
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8306 The Landing Way

Ctop 80%

4S Ranch, CA 92127Neighborhood: Santa Fe Valley

$4,100,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$22,321/mo full cashflow at 20% down, 7.36% rate.

Works at $1,179,327 (71% under asking), or at 99% down.

Rent $12,523/mo from 11 leases of 4–6 bed houses within 2 mi ($9,798–$15,614).

Beds

5

Baths

5.5

Sqft

5,628

Year Built

2009

Days on Market

142

Property Type

Single Family

HOA/mo

$630

MLS ID

260015262SD

This property is in 4S Ranch (92127). View neighborhood stats →

Virtual Tour

About This Property

Tucked behind the guard gates of The Lakes above Rancho Santa Fe, this nearly 5,628 sq ft estate sits on a rare full acre with sweeping canyon and hillside views. Inside the award-winning Poway Unified School District, with private school options nearby, this is a home with exceptional bones and room to make it your own. Soaring beamed ceilings, dramatic Spanish archways, and rich dark hardwood run throughout. The two-story entry opens to a handsome main-level office with custom built-in shelving and private courtyard access, ideal as a study, library, or studio. Straight ahead, the formal living room features a fireplace and three sets of French doors framing the grounds, flowing to the dining area. Beyond, the kitchen opens to an expansive family great room with a center island and warm corner fireplace. The main level also includes a convenient bedroom with bath, plus a private guest suite off the pool with its own entrances and en-suite bath, ideal for extended family, guests, or a home office. Upstairs, the primary suite, two additional bedrooms, and a versatile bonus room offer flexible space and privacy. The resort-style backyard centers on a pool and spa overlooking the canyon, with a covered loggia, room to entertain, and direct access to the community trails just steps away. Optional membership available at the neighboring Crosby Club. Comparable upgraded estates have sold well above asking. Bring your vision and your finishes in one of North County's most coveted gated enclaves.

Mortgage Calculator

Est. Monthly Payment

$28,546

Principal & Interest$22,621
Property Tax$4,100
Insurance$1,196
HOA$630
%($820,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Del Sur Elementary · grades K-5 · Poway Unified

  • Middle

    Oak Valley Middle · grades 6-8 · Poway Unified

  • High

    Del Norte High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

3C
Est. Monthly Rent
$12,523

11 leases of 4–6 bed houses within 2 mi · $9,798–$15,614

Monthly Cashflow

Rent − PITIA

-$16,024
Full Cashflow

Incl. vacancy, PM, maint, capex

-$22,321

What would make this work?

$22,321/mo short at 20% down; 99% down or +$28,988/mo rent closes it.

Break-even price

71% under asking

$1,179,327
Break-even rent

$28,988/mo above the estimate

$41,511/mo
Cashflow at 35% down
−$18,079/mo
Down payment to break even

$4,059,000 cash

99%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$22,621
Cap Rate
0.27%
Cash-on-Cash
-32.66%
DSCR

Need ≥ 1.25 for DSCR loan

0.44

NOI (Annual)
$11,114
Price-to-Rent

Lower = better for investors

27.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$22,321/mo