8496 Lower Scarborough Lane
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8496 Lower Scarborough Lane

C

4S Ranch, CA 92127

$2,695,000
NEW — 4d

Soft Appraisal Value: $2,607,900 · 3.3% above estimate

Beds

5

Baths

4.5

Sqft

3,748

Year Built

2014

Days on Market

4

Property Type

Single Family

HOA/mo

$220

MLS ID

260015275SD

This property is in 4S Ranch (92127). View neighborhood stats →

About This Property

Welcome to this beautifully upgraded Presidio home in Del Sur offering 5 bedrooms, 4.5 bathrooms, dedicated office, upstairs loft, and first-floor ensuite bedroom ideal for guests or multigenerational living. Built by Standard Pacific Homes, this residence features owned solar, smart-home technology, and a 3-car tandem garage with epoxy flooring and EV charging. The open-concept great room showcases a gourmet kitchen with granite countertops, large center island, KitchenAid stainless steel appliances, walk-in pantry, and extensive cabinetry, flowing seamlessly into the family room and dining area for ideal everyday living and entertaining. Indoor-outdoor living is highlighted by a covered California Room with fireplace and a private backyard designed for entertaining and relaxation. Upstairs, the spacious primary suite features a private covered balcony, oversized walk-in closet, and spa-style bath. Additional highlights include upstairs laundry room, engineered hardwood flooring, plantation shutters, crown molding, dual-zone HVAC, tankless water heater, and smart-home Wi-Fi lighting and locks. Located within walking distance to Del Sur Elementary, parks, trails, and resort-style community pools, this home offers exceptional comfort, efficiency, and convenience in one of North County’s most sought-after neighborhoods. Welcome to this exceptional Presidio residence in Del Sur, built by Standard Pacific Homes in 2014 and thoughtfully designed for modern living. Spanning approximately 3,748 square feet, the home features five bedrooms, four and a half bathrooms, a dedicated office, an upstairs loft, and a private first-floor ensuite bedroom that is ideal for guests or multigenerational living. At the heart of the home is a beautifully appointed kitchen featuring rich cabinetry, granite countertops, stainless steel appliances, a spacious center island, and a walk-in pantry. The open-concept layout connects seamlessly to the expansive family room, creating an inviting space for everyday living and entertaining alike. Upstairs, the spacious primary suite offers a peaceful retreat complete with canyon views, a private balcony, dual vanities, a soaking tub, and a large walk-in closet. Additional bedrooms are generously sized, while the upstairs laundry room provides added convenience with a utility sink and abundant linen storage. Designed to embrace Southern California's indoor-outdoor lifestyle, the backyard features a covered California Room with a cozy gas fireplace and a large private yard with plenty of space to relax, play, and entertain. Additional highlights include hardwood flooring throughout the main level, dual-zone heating and air conditioning, a tankless water heater, and a three-car tandem garage. Located within the highly sought-after Del Sur master-planned community, residents enjoy access to top-rated schools, extensive parks and trails, community pools, and a vibrant neighborhood atmosphere that makes this one of North County's most desirable places to call home.

Mortgage Calculator

Est. Monthly Payment

$17,328

Principal & Interest$13,627
Property Tax$2,695
Insurance$786
HOA$220
%($539,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,605
Monthly Cashflow

Rent − PITIA

$-9,723
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,718

Mortgage (P+I)
$13,627
Cap Rate
-0.04%
Cash-on-Cash
-30.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$25,421

NOI (Annual)
$-1,092
Price-to-Rent

Lower = better for investors

29.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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