8025 Camino Kiosco
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8025 Camino Kiosco

Btop 30%

San Diego, CA 92122

$610,000
STR: check · no permits in this complex · TOT 12.75%

5 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 8, 2026.

No unit in this 90-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,681/mo full cashflow at 20% down, 7.43% rate.

Works at $260,933 (57% under asking), or at 84% down.

Rent $3,161/mo from 14 leases of 1–3 bed condos & townhomes within 0.5 mi ($3,211–$3,567).

Beds

2

Baths

1

Sqft

945

Year Built

1972

Days on Market

45

Property Type

Condo

HOA/mo

$430

MLS ID

PTP2607195

This property is in San Diego (92122). View neighborhood stats →

Virtual Tour

About This Property

MAJOR PRICE REDUCTION! This beautifully appointed 2bd, 1ba home offers an expansive living and dining room with plantation shutters, dual pane windows and a sleek and contemporary kitchen. The kitchen features modern appliances, quartz countertops and frameless european acrylic cabinetry with push-close hinges (no knobs). This home has easy-care vinyl flooring and laundry is a breeze with a full-size Maytag washer/dryer set. You can feel secure in this second story home with balcony views of the nearby canyon. You will appreciate parking for two cars in a secure one-car garage and private driveway. There's even a private storage closet on the west side of the building. Close to UCSD. University High School, La Jolla Shores (beach), or shopping at the UTC Mall (University Town Center). Great for students as UCSD is only minutes away and public transportation is nearby. Genesse Highlands has its own park, playground, and private pool and provides access to high caliber elementary, middle and high schools. The low HOA fee ($430) also includes some insurance, grounds maintenance, trash and water.

Mortgage Calculator

Est. Monthly Payment

$4,607

Principal & Interest$3,389
Property Tax$610
Insurance$178
HOA$430
%($122,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Doyle Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

40B
Est. Monthly Rent
$3,161

14 leases of 1–3 bed condos & townhomes within 0.5 mi · $3,211–$3,567

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,446
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,681

What would make this work?

$2,681/mo short at 20% down; 84% down or +$3,482/mo rent closes it.

Break-even price

57% under asking

$260,933
Break-even rent

$3,482/mo above the estimate

$6,643/mo
Cashflow at 35% down
−$2,046/mo
Down payment to break even

$512,400 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,389
Cap Rate
1.70%
Cash-on-Cash
-26.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.69

NOI (Annual)
$10,388
Price-to-Rent

Lower = better for investors

16.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,681/mo