
4065 Porte La Paz #155
Ctop 80%San Diego, CA 92122
7 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 10, 2026.
No unit in this 34-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,998/mo full cashflow at 20% down, 7.43% rate.
Works at $258,621 (60% under asking), or at 87% down.
Rent $3,257/mo from 11 leases of 2-bed condos & townhomes within 0.5 mi ($3,319–$3,458).
Beds
2
Baths
2
Sqft
966
Year Built
1987
Days on Market
45
Property Type
Condo
HOA/mo
$522
MLS ID
260023251SD
This property is in San Diego (92122). View neighborhood stats →
About This Property
TURNKEY LA JOLLA COLONY CORNER UNIT! Beautifully renovated and move-in ready, this spacious 2-bedroom, 2-bath condo in the desirable La Paz community offers comfort, privacy, and convenience. The oversized split-bedroom floor plan provides excellent separation between bedrooms, while expansive windows and luxury wood-look vinyl plank flooring create a bright, inviting atmosphere. The remodeled kitchen features quartz countertops, shaker cabinetry, stainless steel appliances, and a contemporary tile backsplash, flowing seamlessly into the living and dining areas. Both bathrooms have been tastefully updated with modern finishes. The spacious primary suite includes an en-suite bath and walk-in closet, and a full-size washer and dryer are conveniently located inside the unit. Enjoy the private second floor corner unit location, perfect for relaxing or entertaining. Two assigned, covered parking spaces are included. Ideally located near UTC, UCSD, La Jolla beaches, shopping, dining, parks, schools, and I-5 and SR-52. An exceptional opportunity for a primary residence, second home, or investment property in one of San Diego's most desirable locations. The HOA covers water, sewer, trash, exterior and roof maintenance, landscaping, limited insurance, pest control, termite treatment,community, as well as pool and spa. Pet restrictions apply.
Mortgage Calculator
Est. Monthly Payment
$4,966
Location
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Zoned Schools
Elementary
Doyle Elementary · grades K-5 · San Diego Unified
Middle
Standley Middle · grades 6-8 · San Diego Unified
High
University City High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,257
Comp Average
$3,219
6188 Agee St
2bd / 1.5ba · 956 sqft · Condo
$589K
Est. $3,230/mo
6186 Agee Street
2bd / 1.5ba · 956 sqft · Condo
$599K
Est. $3,164/mo
7425 Charmant Dr
2bd / 2ba · 934 sqft · Condo
$635K
Est. $3,265/mo
7405 Charmant Drive
2bd / 2ba · 934 sqft · Condo
$639K
Est. $3,200/mo
4040 Porte La Paz
2bd / 2ba · 966 sqft · Condo
$680K
Est. $3,237/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 2-bed condos & townhomes within 0.5 mi · $3,319–$3,458
Blended 50/50 with the zip's market median ($3,151)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,998/mo short at 20% down; 87% down or +$3,894/mo rent closes it.
- Break-even price
- $258,621
- Break-even rent
- $7,151/mo
- Cashflow at 35% down
- −$2,322/mo
- Down payment to break even
- 87%
- Rate to break even
- Not reachable
60% under asking
$3,894/mo above the estimate
$564,630 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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