801 27th St

801 27th St

D

San Diego, CA 92102

$849,999

Soft Appraisal Value: $873,500 · 2.7% below estimate

Beds

2

Baths

1

Sqft

1,150

Year Built

1916

Days on Market

76

Property Type

Single Family

HOA/mo

N/A

MLS ID

2600586SD

Description

This meticulously maintained craftsman-style home offers an inviting blend of traditional charm and modern amenities spread over 1,150 square feet. The home features two spacious bedrooms and a luxurious bathroom adorned with marble finishes. The interior is a testament to refined craftsmanship with real hardwood floors, custom woodwork throughout, and wood crown accents. A restored wood burning fireplace (2024) adds warmth to the living space while extra-large wood baseboards give it an old-school elegance. The kitchen boasts granite counters, stainless appliances, a farmhouse sink, and subway tile for that perfect touch of modern flair against the backdrop of travertine tile flooring. Central heating and air added in 2018 ensures comfortable living all year round. Step outside to enjoy the private brick patio or relax on the wooden deck - ideal spaces for outdoor gatherings or quiet contemplation. A large shed in the backyard provides ample storage space. This move-in ready home underwent extensive upgrades in 2014 when the previous owner replaced all the windows and roof, while also upgrading all electrical and plumbing. Located at the end of a Cul-De-Sac, this property enjoys tranquility with no through traffic. As for location benefits, this property is just steps away from local shops, parks and restaurants in Golden Hill/South Park. Downtown San Diego is merely a mile away offering a myriad of entertainment options including shopping malls, museums, theaters, and sports arenas. San Diego's world-renowned attractions like Balboa Park with its lush gardens and cultural institutions; Gaslamp Quarter known for its vibrant nightlife; or picturesque Coronado Island are all within easy reach.

Mortgage Calculator

Est. Monthly Payment

$5,396

Principal & Interest$4,298
Property Tax$850
Insurance$248
%($170,000)
%

Investment Score

4D
Est. Monthly Rent
$3,050
Monthly Cashflow

Rent − PITI − HOA

$-2,346
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,756

Mortgage (P+I)
$4,298
Cap Rate
0.77%
Cash-on-Cash
-16.56%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$5,396

NOI (Annual)
$6,506
Price-to-Rent

Lower = better for investors

23.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator