639 19th St.

639 19th St.

D

San Diego, CA 92102

$669,000

Soft Appraisal Value: $664,500 · 0.7% above estimate

Beds

2

Baths

1

Sqft

665

Year Built

1902

Days on Market

10

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006113SD

Description

Tucked into the Sherman Heights Historic District this TURNKEY home has it all. Built in 1902 and completely updated in 2024: New floors, new cabinets, new kitchen, new stainless steel appliances, new bathroom, updated plumbing and electrical and NO HOA! Step outside to the beautiful backyard oasis perfect for entertaining or relaxing under the stars. Surrounded by mature birds of paradise, succulents and palm trees, it's hard to imagine downtown San Diego is around the corner. A 12 minute walk to Petco Park, the convention center and the Gaslamp. Close to the I-5, I-805, SR-94 and SR-163

Mortgage Calculator

Est. Monthly Payment

$4,247

Principal & Interest$3,383
Property Tax$669
Insurance$195
%($133,800)
%

Investment Score

8D
Est. Monthly Rent
$2,880
Monthly Cashflow

Rent − PITI − HOA

$-1,367
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,587

Mortgage (P+I)
$3,383
Cap Rate
1.43%
Cash-on-Cash
-12.26%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$4,247

NOI (Annual)
$9,553
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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