788 Trunorth Circle
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788 Trunorth Circle

Btop 30%

Escondido, CA 92026

$724,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$2,844/mo full cashflow at 20% down, 7.36% rate.

Works at $351,765 (51% under asking), or at 77% down.

Rent $3,771/mo from 16 leases of 2–4 bed condos & townhomes within 2 mi ($3,175–$3,904).

Beds

3

Baths

2.5

Sqft

1,918

Year Built

2016

Days on Market

147

Property Type

Townhouse

HOA/mo

$215

MLS ID

NDP2605898

This property is in Escondido (92026). Browse neighborhood analytics →

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About This Property

Price improved and proudly offered for the first time on the resale market, this original-owner home showcases one of the most desirable floor plans in the community. This two-story end-unit residence lives like a detached home and offers a thoughtfully designed layout with modern finishes throughout. A spacious front entry patio welcomes you into a light-filled, open-concept interior featuring beautiful light oak-colored flooring that flows seamlessly through the main living spaces. The kitchen is both stylish and functional, complete with a large center island with pendant lighting, white cabinetry with under-cabinet lighting, granite countertops, and stainless steel appliances, all opening effortlessly to the living and dining areas for easy everyday living and entertaining. Upstairs, a spacious loft with ceiling fan provides flexible living space perfect for a home office, media room, or additional lounge area. The primary suite is a true retreat, offering an ensuite bathroom with dual sinks, a walk-in shower, and a giant walk-in closet. The home is finished in neutral tones throughout and feels barely lived in. Additional highlights include an extra-large 2-car garage, a dedicated laundry room with sink and storage cabinets. The community is FHA and VA approved, features a dog park, and offers low monthly HOA dues. There is assumable VA loan below 3% for qualified Veteran buyers with VA eligibility . Conveniently located just minutes from the 78 and 15 freeways, as well as shopping, dining, and everyday essentials including Costco, Trader Joe’s, and Sprouts, this home delivers comfort, convenience, and a lifestyle you’ll love.

Mortgage Calculator

Est. Monthly Payment

$5,145

Principal & Interest$3,994
Property Tax$724
Insurance$211
HOA$215
%($144,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Rock Springs Elementary · grades K-5 · Escondido Union

  • Middle

    Rincon Middle · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

45B
Est. Monthly Rent
$3,771

16 leases of 2–4 bed condos & townhomes within 2 mi · $3,175–$3,904

Blended 50/50 with the zip's market median ($3,881)

Monthly Cashflow

Rent − PITIA

-$1,373
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,844

What would make this work?

$2,844/mo short at 20% down; 77% down or +$3,694/mo rent closes it.

Break-even price

51% under asking

$351,765
Break-even rent

$3,694/mo above the estimate

$7,465/mo
Cashflow at 35% down
−$2,095/mo
Down payment to break even

$557,480 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,994
Cap Rate
2.22%
Cash-on-Cash
-23.57%
DSCR

Need ≥ 1.25 for DSCR loan

0.73

NOI (Annual)
$16,067
Price-to-Rent

Lower = better for investors

16.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,844/mo