2604 Vibrant Glen
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2604 Vibrant Glen

Btop 30%

Escondido, CA 92026

$829,990
STR limited · Escondido pilot, owners only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,350/mo full cashflow at 20% down, 7.36% rate.

Works at $391,652 (53% under asking), or at 79% down.

Rent $4,318/mo from 4 leases of 3–5 bed condos & townhomes in 92026 ($3,669–$3,944).

Beds

4

Baths

3.5

Sqft

1,834

Year Built

2026

Days on Market

45

Property Type

Townhouse

HOA/mo

$332

MLS ID

NDP2609037

This property is in Escondido (92026). Browse neighborhood analytics →

Virtual Tour

About This Property

Come experience City Vista! This brand-new three-story duplex offers approximately 1,834 sq. ft. with 4 bedrooms, 3.5 bathrooms, and an attached 2-car garage. With only one shared wall, the home features a bright, open layout with abundant windows, a spacious great room, and modern kitchen with center island. Solar energy system included, plus EV-charging prewiring, smart thermostat, and energy-efficient features throughout. Buyers may still have the opportunity to personalize select finishes such as countertop and flooring at the KB Home Design Studio. Photos are of the model home and may show options or upgraded features. Wildfire Prepared certification = lower insurance costs Tour this available home-site and experience City Vista in person! Pictures are of the model home.

Mortgage Calculator

Est. Monthly Payment

$5,983

Principal & Interest$4,579
Property Tax$830
Insurance$242
HOA$332
%($165,998)
%
Loan Term

Location

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Investment Score

38B
Est. Monthly Rent
$4,318

4 leases of 3–5 bed condos & townhomes in 92026 · $3,669–$3,944

Blended 50/50 with a property-level estimate

A property-level estimate runs more than 25% above what comparable homes leased for ($3,818). Treat this rent with extra care.

Monthly Cashflow

Rent − PITIA

-$1,665
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,350

What would make this work?

$3,350/mo short at 20% down; 79% down or +$4,351/mo rent closes it.

Break-even price

53% under asking

$391,652
Break-even rent

$4,351/mo above the estimate

$8,669/mo
Cashflow at 35% down
−$2,491/mo
Down payment to break even

$655,692 cash

79%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,579
Cap Rate
2.09%
Cash-on-Cash
-24.22%
DSCR

Need ≥ 1.25 for DSCR loan

0.72

NOI (Annual)
$17,341
Price-to-Rent

Lower = better for investors

16.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,350/mo