7845 Golfcrest Dr #21
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7845 Golfcrest Dr #21

Btop 30%

San Diego, CA 92119

$464,900
STR: check · no permits in this complex · TOT 12.75%

2 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 32-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,984/mo full cashflow at 20% down, 7.36% rate.

Works at $205,299 (56% under asking), or at 82% down.

Rent $2,778/mo from 9 leases of 2-bed condos & townhomes within 2 mi ($2,311–$3,107). Previously leased for $2,820.

Beds

2

Baths

2

Sqft

936

Year Built

1980

Days on Market

92

Property Type

Condo

HOA/mo

$570

MLS ID

260019738SD

This property is in San Diego (92119). Browse neighborhood analytics →

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About This Property

NEW PRICE, NEW OPPORTUNITY $464,900. Freshly Updated & Move-In Ready! An incredible opportunity to own in San Diego! This inviting 2-bedroom, 2-full-bath condo offers an appealing combination of value, location, and lifestyle. Freshly painted with recent repairs and improvements, this home is ready for its new owner and includes a **brand-new washer and dryer**. Enjoy a comfortable, functional layout and the convenience of living near some of the area's favorite outdoor destinations. Just minutes from **Cowles Mountain, Mission Trails Regional Park, and Mission Trails Golf Course**, you'll have hiking, recreation, beautiful mountain scenery, restaurants, shopping, and everyday conveniences close by. Centrally located with easy access to everything San Diego has to offer, this condo is a wonderful opportunity for a first-time buyer, someone looking to downsize, or anyone ready to enjoy the San Diego lifestyle. **Great location, great value, and ready to call home—don't let this opportunity pass you by!**

Mortgage Calculator

Est. Monthly Payment

$3,735

Principal & Interest$2,565
Property Tax$465
Insurance$136
HOA$570
%($92,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Dailard Elementary · grades K-5 · San Diego Unified

  • Middle

    Pershing Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

49B
Est. Monthly Rent
$2,778

Previously leased for $2,820

9 leases of 2-bed condos & townhomes within 2 mi · $2,311–$3,107

Monthly Cashflow

Rent − PITIA

-$958
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,984

What would make this work?

$1,984/mo short at 20% down; 82% down or +$2,577/mo rent closes it.

Break-even price

56% under asking

$205,299
Break-even rent

$2,577/mo above the estimate

$5,355/mo
Cashflow at 35% down
−$1,503/mo
Down payment to break even

$381,218 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,565
Cap Rate
1.86%
Cash-on-Cash
-25.61%
DSCR

Need ≥ 1.25 for DSCR loan

0.74

NOI (Annual)
$8,636
Price-to-Rent

Lower = better for investors

13.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$1,984/mo