
7823 Calle Cima
Ctop 80%Rancho Santa Fe, CA 92067
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$14,298/mo full cashflow at 20% down, 7.43% rate.
Works at $1,933,407 (49% under asking), or at 75% down.
Rent $20,311/mo from 10 leases of 5-bed houses in 92067 ($18,641–$23,728).
Beds
5
Baths
4.5
Sqft
5,598
Year Built
2001
Days on Market
56
Property Type
Single Family
HOA/mo
$790
MLS ID
260022551SD
This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →
About This Property
Tucked behind the private gates of Cielo, 7823 Calle Cima is contemporary California living, reimagined. The 2026 transformation went far beyond renovation—the entire home was reimagined, with every space reconsidered. Natural textures bring warmth and character throughout, allowing the interiors to feel collected rather than simply new. At its heart, an entirely new kitchen pairs custom oak cabinetry, Calacatta Cremo marble, unlacquered brass finishes, and new Viking appliances. All-new light oak flooring carries throughout the home, while the bathrooms were completely redesigned in French limestone and Carrera Marble. Each fireplace was hand-finished in Italian plaster, creating sculptural depth. Nearly every surface and detail has been renewed, creating a home that feels new while retaining a timeless feel. The home unfolds with effortless scale and light. The main residence includes four bedrooms, complemented by an attached one-bedroom guest suite with a private entrance—offering separation and flexibility for family or guests. Outside, the home opens naturally to the surrounding landscape. A pool and dedicated pool house are joined by an outdoor barbecue area and fire pit, creating an inviting setting for entertaining against a backdrop of sweeping mountain views. Owned solar adds modern efficiency, while Cielo offers 24-hour guard-gated privacy and access to the highly regarded K–8 Roger Rowe School. 7823 Calle Cima is a home defined not by excess, but by the quality of its details—a thoughtful balance of craftsmanship, comfort, and enduring California style.
Mortgage Calculator
Est. Monthly Payment
$26,775
Location
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Zoned Schools
Elementary
R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary
Middle
R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$20,311
Comp Average
$15,517
17839 La Amapola
5bd / 4.5ba · 5,006 sqft · Single Family
$3.75M
Est. $19,207/mo
7729 Calle Amanacer
5bd / 5.5ba · 4,908 sqft · Single Family
$4.00M
Est. $15,763/mo
14858 Las Mananas
6bd / 5.5ba · 5,723 sqft · Single Family
$4.50M
Est. $14,169/mo
17381 Circa Oriente
5bd / 5.5ba · 5,562 sqft · Single Family
$4.30M
Est. $14,074/mo
7102 Via De Maya
5bd / 5.5ba · 5,687 sqft · Single Family
$5.50M
Est. $14,373/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 5-bed houses in 92067 · $18,641–$23,728
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$14,298/mo short at 20% down; 75% down or +$18,569/mo rent closes it.
- Break-even price
- $1,933,407
- Break-even rent
- $38,880/mo
- Cashflow at 35% down
- −$10,345/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
49% under asking
$18,569/mo above the estimate
$2,846,250 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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