17381 Circa Oriente
Ctop 80%Rancho Santa Fe, CA 92067
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$22,981/mo full cashflow at 20% down, 7.43% rate.
Works at $1,306,848 (70% under asking), or at 97% down.
Rent $14,074/mo from 20 leases of 4–6 bed houses within 2 mi ($12,500–$18,513).
Beds
5
Baths
5.5
Sqft
5,562
Year Built
1989
Days on Market
497
Property Type
Single Family
HOA/mo
$800
MLS ID
250025642SD
This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →
About This Property
Set atop 1.36 scenic acres, this light-filled, tranquil home offers the perfect blend of luxury and comfort for an active family. Step through the formal entry and take in panoramic views of the resort-style pool, lush, park-like backyard, and the rolling hills beyond. Designed for both entertaining and everyday living, the expansive family room flows effortlessly into the fully remodeled chef’s kitchen with premium Wolf appliances. The main level hosts the primary suite and two additional en-suite bedrooms, along with a well-appointed laundry room. The lower level offers a private en-suite bedroom a fifth bedroom with walk in closet, plus a full bath. Recent upgrades include renovated flooring throughout, custom-crafted doors, and stunning chandeliers that add an elegant glow to the living spaces. Marble floors, fresh paint, and solid 8-foot doors complete this thoughtfully updated home. All this is located within the prestigious guard-gated community of Fairbanks Ranch, offering private lakes, tennis courts, equestrian trails, and clubhouse amenities for a truly exceptional lifestyle.
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Est. Monthly Payment
$30,236
Location
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Zoned Schools
Elementary
Solana Santa Fe Elementary · grades K-6 · Solana Beach Elementary
Middle
Earl Warren Middle · grades 7-8 · San Dieguito Union High
High
Torrey Pines High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$14,074
Comp Average
$17,614
7823 Calle Cima
5bd / 4.5ba · 5,598 sqft · Single Family
$3.79M
Est. $20,311/mo
17839 La Amapola
5bd / 4.5ba · 5,006 sqft · Single Family
$3.75M
Est. $19,207/mo
18136 Via Ascenso
4bd / 4.5ba · 5,770 sqft · Single Family
$4.10M
Est. $20,012/mo
14858 Las Mananas
6bd / 5.5ba · 5,723 sqft · Single Family
$4.50M
Est. $14,169/mo
7102 Via De Maya
5bd / 5.5ba · 5,687 sqft · Single Family
$5.50M
Est. $14,373/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
20 leases of 4–6 bed houses within 2 mi · $12,500–$18,513
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$22,981/mo short at 20% down; 97% down or +$29,846/mo rent closes it.
- Break-even price
- $1,306,848
- Break-even rent
- $43,920/mo
- Cashflow at 35% down
- −$18,503/mo
- Down payment to break even
- 97%
- Rate to break even
- Not reachable
70% under asking
$29,846/mo above the estimate
$4,170,030 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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