7729 Calle Amanacer

7729 Calle Amanacer

Ctop 80%

Rancho Santa Fe, CA 92067

$3,999,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$20,276/mo full cashflow at 20% down, 7.43% rate.

Works at $1,359,007 (66% under asking), or at 94% down.

Rent $14,581/mo from 8 leases of 4–6 bed houses within 2 mi ($11,130–$16,291).

Beds

5

Baths

6

Sqft

4,908

Year Built

2002

Days on Market

146

Property Type

Single Family

HOA/mo

$790

MLS ID

NDP2601748

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

About This Property

A rare opportunity in Rancho Santa Fe's prestigious guard-gated Cielo community, where breathtaking panoramic views, a highly usable 1.5-acre lot, sought-after Roger Rowe School zoning, and owned solar set this exceptional estate apart. Enjoy sweeping vistas of Black Mountain and the surrounding rolling hills from nearly every room, surrounded by beautifully landscaped gardens that create an extraordinary sense of privacy and tranquility. One of the property's most distinctive features is its expansive, highly usable 1.5-acre lot, offering exceptional flexibility and potential for a guest house, ADU, vineyard, or additional outdoor amenities (subject to applicable approvals and buyer verification). Combined with the remarkable views, this rare combination of usable land and natural beauty offers an opportunity to create a truly personalized estate. Thoughtfully designed with 5 bedrooms and 5.5 baths, including two luxurious primary suites—one with its own private entrance—and two dedicated home offices, this residence beautifully accommodates modern living. Whether hosting family and friends, working remotely, or enjoying quiet moments at home, the versatile floor plan adapts effortlessly to your lifestyle. An upstairs bonus family room offers additional flexibility for movie nights, recreation, playtime, or relaxation. Inside, abundant natural light pours through oversized windows, framing the spectacular scenery beyond. The open and airy floor plan creates a seamless connection between indoor and outdoor living, allowing the surrounding landscape to become part of the everyday experience. From morning sunlight illuminating the hills to the changing colors of the evening sky, the views provide a captivating backdrop throughout the home. Step outside to discover a beautifully landscaped outdoor retreat designed for relaxation and entertaining. Begin your mornings with coffee beneath the sun-dappled loggia, accompanied by gentle breezes, birdsong, and visiting hummingbirds. As evening approaches, gather for al fresco dining beneath the pergola, thoughtfully equipped with built-in heaters for year-round enjoyment. A sparkling pool invites refreshing dips, while the built-in BBQ and inviting fire pit create the perfect setting for memorable evenings under the stars. Lush gardens and expansive grounds complete this private outdoor sanctuary. The residence offers an impressive collection of recent improvements and practical amenities, including 28 owned, ground-mounted solar panels with surplus capacity, more than 55 recently installed windows, updated wood flooring, and upgraded systems and appliances. Improvements include a new air-conditioning system, water softener, dishwasher, and washer and dryer. An oversized three-car garage with abundant storage closets adds convenience and functionality. Located on a peaceful cul-de-sac, the estate enjoys a tranquil setting within the vibrant Cielo community. Residents have access to resort-style amenities, including a fitness center, pickleball and tennis courts, two community swimming pools, and a variety of social events—all with no Mello-Roos. The property is zoned for the highly regarded Roger Rowe School and the San Dieguito school district, offering another compelling advantage for buyers seeking this desirable Rancho Santa Fe location. Beyond Cielo's gates, residents enjoy convenient access to world-class dining, shopping, recreation, and the natural beauty that defines the Rancho Santa Fe lifestyle. More than a beautiful home, this is an opportunity to enjoy extraordinary views, exceptional usable acreage, thoughtfully designed living spaces, and the privacy of a remarkable estate in one of Rancho Santa Fe's most sought-after communities. A place to entertain, unwind, embrace nature, and create lasting memories.

Mortgage Calculator

Est. Monthly Payment

$28,172

Principal & Interest$22,216
Property Tax$3,999
Insurance$1,166
HOA$790
%($799,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary

  • Middle

    R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

8C
Est. Monthly Rent
$14,581

8 leases of 4–6 bed houses within 2 mi · $11,130–$16,291

Monthly Cashflow

Rent − PITIA

-$13,590
Full Cashflow

Incl. vacancy, PM, maint, capex

-$20,276

What would make this work?

$20,276/mo short at 20% down; 94% down or +$26,333/mo rent closes it.

Break-even price

66% under asking

$1,359,007
Break-even rent

$26,333/mo above the estimate

$40,914/mo
Cashflow at 35% down
−$16,111/mo
Down payment to break even

$3,759,060 cash

94%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$22,216
Cap Rate
0.80%
Cash-on-Cash
-30.42%
DSCR

Need ≥ 1.25 for DSCR loan

0.52

NOI (Annual)
$32,027
Price-to-Rent

Lower = better for investors

22.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$20,276/mo