7729 Calle Amanacer
Ctop 80%Rancho Santa Fe, CA 92067
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$20,276/mo full cashflow at 20% down, 7.43% rate.
Works at $1,359,007 (66% under asking), or at 94% down.
Rent $14,581/mo from 8 leases of 4–6 bed houses within 2 mi ($11,130–$16,291).
Beds
5
Baths
6
Sqft
4,908
Year Built
2002
Days on Market
146
Property Type
Single Family
HOA/mo
$790
MLS ID
NDP2601748
This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →
About This Property
A rare opportunity in Rancho Santa Fe's prestigious guard-gated Cielo community, where breathtaking panoramic views, a highly usable 1.5-acre lot, sought-after Roger Rowe School zoning, and owned solar set this exceptional estate apart. Enjoy sweeping vistas of Black Mountain and the surrounding rolling hills from nearly every room, surrounded by beautifully landscaped gardens that create an extraordinary sense of privacy and tranquility. One of the property's most distinctive features is its expansive, highly usable 1.5-acre lot, offering exceptional flexibility and potential for a guest house, ADU, vineyard, or additional outdoor amenities (subject to applicable approvals and buyer verification). Combined with the remarkable views, this rare combination of usable land and natural beauty offers an opportunity to create a truly personalized estate. Thoughtfully designed with 5 bedrooms and 5.5 baths, including two luxurious primary suites—one with its own private entrance—and two dedicated home offices, this residence beautifully accommodates modern living. Whether hosting family and friends, working remotely, or enjoying quiet moments at home, the versatile floor plan adapts effortlessly to your lifestyle. An upstairs bonus family room offers additional flexibility for movie nights, recreation, playtime, or relaxation. Inside, abundant natural light pours through oversized windows, framing the spectacular scenery beyond. The open and airy floor plan creates a seamless connection between indoor and outdoor living, allowing the surrounding landscape to become part of the everyday experience. From morning sunlight illuminating the hills to the changing colors of the evening sky, the views provide a captivating backdrop throughout the home. Step outside to discover a beautifully landscaped outdoor retreat designed for relaxation and entertaining. Begin your mornings with coffee beneath the sun-dappled loggia, accompanied by gentle breezes, birdsong, and visiting hummingbirds. As evening approaches, gather for al fresco dining beneath the pergola, thoughtfully equipped with built-in heaters for year-round enjoyment. A sparkling pool invites refreshing dips, while the built-in BBQ and inviting fire pit create the perfect setting for memorable evenings under the stars. Lush gardens and expansive grounds complete this private outdoor sanctuary. The residence offers an impressive collection of recent improvements and practical amenities, including 28 owned, ground-mounted solar panels with surplus capacity, more than 55 recently installed windows, updated wood flooring, and upgraded systems and appliances. Improvements include a new air-conditioning system, water softener, dishwasher, and washer and dryer. An oversized three-car garage with abundant storage closets adds convenience and functionality. Located on a peaceful cul-de-sac, the estate enjoys a tranquil setting within the vibrant Cielo community. Residents have access to resort-style amenities, including a fitness center, pickleball and tennis courts, two community swimming pools, and a variety of social events—all with no Mello-Roos. The property is zoned for the highly regarded Roger Rowe School and the San Dieguito school district, offering another compelling advantage for buyers seeking this desirable Rancho Santa Fe location. Beyond Cielo's gates, residents enjoy convenient access to world-class dining, shopping, recreation, and the natural beauty that defines the Rancho Santa Fe lifestyle. More than a beautiful home, this is an opportunity to enjoy extraordinary views, exceptional usable acreage, thoughtfully designed living spaces, and the privacy of a remarkable estate in one of Rancho Santa Fe's most sought-after communities. A place to entertain, unwind, embrace nature, and create lasting memories.
Mortgage Calculator
Est. Monthly Payment
$28,172
Location
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Zoned Schools
Elementary
R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary
Middle
R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$14,581
Comp Average
$14,789
7823 Calle Cima
5bd / 4.5ba · 5,598 sqft · Single Family
$3.79M
Est. $16,835/mo
17839 La Amapola
5bd / 4.5ba · 5,006 sqft · Single Family
$3.75M
Est. $15,919/mo
17381 Circa Oriente
5bd / 5.5ba · 5,562 sqft · Single Family
$4.30M
Est. $14,074/mo
16947 Avenida Luis
4bd / 3.5ba · 4,542 sqft · Single Family
$4.70M
Est. $12,513/mo
7102 Via De Maya
5bd / 5.5ba · 5,687 sqft · Single Family
$5.50M
Est. $14,602/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 4–6 bed houses within 2 mi · $11,130–$16,291
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$20,276/mo short at 20% down; 94% down or +$26,333/mo rent closes it.
- Break-even price
- $1,359,007
- Break-even rent
- $40,914/mo
- Cashflow at 35% down
- −$16,111/mo
- Down payment to break even
- 94%
- Rate to break even
- Not reachable
66% under asking
$26,333/mo above the estimate
$3,759,060 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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