7545 Jamacha Road
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7545 Jamacha Road

Atop 10%

San Diego, CA 92114

$629,999
STR: check · no permits in this complex · TOT 12.75%

4 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 12-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,336/mo full cashflow at 20% down, 7.36% rate.

Works at $324,354 (49% under asking), or at 74% down.

Rent $3,734/mo from 8 leases of condos & townhomes within 2 mi, size-adjusted ($2,600–$3,275).

Beds

3

Baths

2.5

Sqft

1,450

Year Built

1987

Days on Market

76

Property Type

Townhouse

HOA/mo

$396

MLS ID

PTP2606589

This property is in San Diego (92114). Browse neighborhood analytics →

Virtual Tour

About This Property

Imagine coming home to a storybook, Cape Cod inspired townhome tucked inside the quaint, VA approved, 12 unit Meadowbrook Village community, with only 1 shared wall that gives your home a private, single family feel. Occupied by the owner since 2004, the home has been well maintained and reflects true pride of ownership from the moment you step inside. Arched and oversized windows, soft neutral tones, and natural light give the home an easy, airy feel. The living room invites you to settle in beside the cozy gas fireplace, while French doors open to a private patio perfect for morning coffee. The galley kitchen is equipped with premium GE appliances and plenty of storage, while the adjoining dining area flows easily for casual entertaining. Upstairs, the "open to below" overlook adds character and keeps the home feeling connected and spacious. Each bedroom features vaulted ceilings, while the primary suite offers its own walk in closet and a recently remodeled bathroom. The 2nd bedroom includes an additional walk in closet. Upgraded dual pane vinyl windows, full length drapery, gas & electric laundry hookups, and an attached 2 car garage add comfort and convenience. Just minutes from major freeways and the trolley line, enjoy a quieter suburban setting while still having easy access to Downtown San Diego and surrounding communities.

Mortgage Calculator

Est. Monthly Payment

$4,686

Principal & Interest$3,476
Property Tax$630
Insurance$184
HOA$396
%($126,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Audubon K-8 · grades K-8 · San Diego Unified

  • Middle

    Bell Middle · grades 6-8 · San Diego Unified

  • High

    Morse High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

3 comps found

This Property

$3,734

vs

Comp Average

$2,851

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

53A
Est. Monthly Rent
$3,734

8 leases of condos & townhomes within 2 mi, size-adjusted · $2,600–$3,275

Blended 50/50 with a property-level estimate

A property-level estimate runs more than 25% above what comparable homes leased for ($3,044). Treat this rent with extra care.

Monthly Cashflow

Rent − PITIA

-$952
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,336

What would make this work?

$2,336/mo short at 20% down; 74% down or +$3,033/mo rent closes it.

Break-even price

49% under asking

$324,354
Break-even rent

$3,033/mo above the estimate

$6,767/mo
Cashflow at 35% down
−$1,684/mo
Down payment to break even

$466,199 cash

74%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,476
Cap Rate
2.53%
Cash-on-Cash
-22.24%
DSCR

Need ≥ 1.25 for DSCR loan

0.80

NOI (Annual)
$15,923
Price-to-Rent

Lower = better for investors

14.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,336/mo