425 Meadowbrook

425 Meadowbrook

Btop 30%

San Diego, CA 92114

$499,000
NEW — 1d
STR: check · no permits in this complex · TOT 12.75%

2 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 2, 2026.

No unit in this 66-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,077/mo full cashflow at 20% down, 7.49% rate.

Works at $229,751 (54% under asking), or at 80% down.

Rent $2,743/mo from 14 leases of 1–3 bed condos & townhomes within 2 mi ($2,706–$3,043).

Beds

2

Baths

2

Sqft

1,228

Year Built

2007

Days on Market

1

Property Type

Townhouse

HOA/mo

$340

MLS ID

260026061SD

This property is in San Diego (92114). Browse neighborhood analytics →

About This Property

Welcome to Montage, a charming gated community! This beautifully remodeled, two-story end-unit townhome features 2 bedrooms, 2 full bathrooms, and direct access to a one-car garage. The open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating a welcoming and functional living space. The upgraded kitchen features granite countertops, premium cabinetry, a large center island, and a walk-in pantry. All kitchen appliances are included, along with a full-size washer and dryer conveniently located upstairs. Enjoy the private balcony off the dining area, perfect for outdoor grilling and relaxing. Additional upgrades include wood flooring throughout. Community amenities include a pool, spa, BBQ area, picnic tables, children's playground, and dog run. Ideally located in central San Diego, the community offers convenient access to military bases, shopping, restaurants, and schools, with quick connections to Highways 54, 125, 94, and Interstate 5

Mortgage Calculator

Est. Monthly Payment

$3,773

Principal & Interest$2,789
Property Tax$499
Insurance$146
HOA$340
%($99,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Freese Elementary · grades K-5 · San Diego Unified

  • Middle

    Bell Middle · grades 6-8 · San Diego Unified

  • High

    Morse High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

50B
Est. Monthly Rent
$2,743

14 leases of 1–3 bed condos & townhomes within 2 mi · $2,706–$3,043

Blended 50/50 with the zip's market median ($2,635)

Monthly Cashflow

Rent − PITIA

-$1,031
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,077

What would make this work?

$2,077/mo short at 20% down; 80% down or +$2,698/mo rent closes it.

Break-even price

54% under asking

$229,751
Break-even rent

$2,698/mo above the estimate

$5,441/mo
Cashflow at 35% down
−$1,554/mo
Down payment to break even

$399,200 cash

80%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,789
Cap Rate
2.04%
Cash-on-Cash
-24.98%
DSCR

Need ≥ 1.25 for DSCR loan

0.73

NOI (Annual)
$10,181
Price-to-Rent

Lower = better for investors

15.2

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,077/mo