425 Meadowbrook Dr #140
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425 Meadowbrook Dr #140

Btop 30%

San Diego, CA 92114

$650,000
STR: check · no permits in this complex · TOT 12.75%

2 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 66-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,704/mo full cashflow at 20% down, 7.36% rate.

Works at $296,322 (54% under asking), or at 81% down.

Rent $3,369/mo from 12 leases of 2–4 bed condos & townhomes within 2 mi ($3,082–$3,498).

Beds

3

Baths

2.5

Sqft

1,452

Year Built

2007

Days on Market

58

Property Type

Townhouse

HOA/mo

$330

MLS ID

260022542SD

This property is in San Diego (92114). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to 425 S Meadowbrook Drive Unit 140—an exciting opportunity to own a stylish and spacious townhome in the gated Montage community! This 3-bedroom, 2.5-bath residence offers approximately 1,452 sq. ft. of comfortable living with a distinctive design throughout. Rich navy walls and ceilings, crystal-style lighting, and bronze accents create a cozy yet sophisticated atmosphere. The open-concept living and dining areas flow into a well-appointed kitchen featuring granite countertops, coordinating cabinetry, bronze-toned hardware, tile backsplash, stainless steel and black appliances, and a wraparound breakfast bar. A custom staircase featuring decorative tile and patterned carpeting adds character and ties the design together. Upstairs you'll find all 3 bedrooms, a full-size laundry closet, and a spacious primary suite with dual vanities and a large walk-in closet. Enjoy central heating & A/C, a private patio and enclosed backyard, plus an attached 2-car garage with direct access. Montage amenities include a pool, spa, BBQ and picnic areas, play area, and gated access. Conveniently located near shopping, dining, schools, Highways 54 & 125, and Naval Station San Diego. Style, space, comfort, and convenience all in one; come experience this home in person!

Mortgage Calculator

Est. Monthly Payment

$4,756

Principal & Interest$3,586
Property Tax$650
Insurance$190
HOA$330
%($130,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Freese Elementary · grades K-5 · San Diego Unified

  • Middle

    Bell Middle · grades 6-8 · San Diego Unified

  • High

    Morse High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

2 comps found

This Property

$3,369

vs

Comp Average

$3,325

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

42B
Est. Monthly Rent
$3,369

12 leases of 2–4 bed condos & townhomes within 2 mi · $3,082–$3,498

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,387
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,704

What would make this work?

$2,704/mo short at 20% down; 81% down or +$3,511/mo rent closes it.

Break-even price

54% under asking

$296,322
Break-even rent

$3,511/mo above the estimate

$6,880/mo
Cashflow at 35% down
−$2,031/mo
Down payment to break even

$526,500 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,586
Cap Rate
1.94%
Cash-on-Cash
-24.96%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$12,611
Price-to-Rent

Lower = better for investors

16.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
BCashflow−$2,704/mo