750 Harbor Cliff Way

750 Harbor Cliff Way #102

D

Oceanside, CA 92054

$759,900
NEW — 3d on market

Beds

2

Baths

2.5

Sqft

1,149

Year Built

2007

Days on Market

3

Property Type

Townhouse

HOA/mo

$470

MLS ID

260007750SD

Description

Welcome to the coveted Winward Community of Coastal Oceanside! Built in 2007 and thoughtfully remodeled in 2021, this 2-bedroom, 2.5-bath home offers the ideal blend of style, function, and location—just under a mile from the beach and downtown Oceanside. Positioned on the quiet canyon side of the community, this rare end/corner unit enjoys added privacy and serene views from every window. Inside, you’ll find dual primary bedrooms, each with its own ensuite bath, plus a convenient upstairs laundry. The open-concept main level features durable LVP flooring throughout and a beautifully updated kitchen complete with newer KitchenAid appliances. An attached 2-car garage provides direct access, while the layout lives comfortably with great natural light and separation of space. Enjoy a highly walkable lifestyle with direct access to downtown via the community’s own private bridge—walk across the bridge to the beach, catch stunning sunsets, & even spot Catalina Island on a clear day. Whether you’re looking for a full-time residence or coastal retreat, this home offers a calm, tucked-away feel with unbeatable access to it all.

Mortgage Calculator

Est. Monthly Payment

$5,294

Principal & Interest$3,842
Property Tax$760
Insurance$222
HOA$470
%($151,980)
%

Investment Score

4D
Est. Monthly Rent
$3,842
Monthly Cashflow

Rent − PITIA

$-1,452
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,969

Mortgage (P+I)
$3,842
Cap Rate
1.38%
Cash-on-Cash
-23.44%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$7,698

NOI (Annual)
$10,478
Price-to-Rent

Lower = better for investors

16.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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