
5606 Mchugh Street
Btop 30%San Diego, CA 92114
One license per person in San Diego: whether you can hold it depends on you, not only the home.
10 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,157/mo full cashflow at 20% down, 7.36% rate.
Works at $351,788 (54% under asking), or at 80% down.
Rent $3,492/mo from 10 leases of 2–4 bed houses within 1 mi ($3,412–$3,636).
Beds
3
Baths
2.5
Sqft
1,351
Year Built
1958
Days on Market
119
Property Type
Single Family
HOA/mo
N/A
MLS ID
SW26149246
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
DON'T MISS OUT!! Immerse yourself in the captivating allure of this enchanting family home situated at 5606 Mchugh St, nestled in the heart of the vibrant city of San Diego, CA. This exceptional residence boasts a thoughtfully designed layout encompassing 3 bedrooms and 2 bathrooms spread gracefully across 1,351 square feet of living space. An embodiment of comfort seamlessly intertwined with contemporary elegance, this home serves as a testament to a refined lifestyle. As you step inside, you're greeted by a luminous open-concept layout that artfully ushers in an abundance of natural light, crafting an inviting ambiance throughout. The harmonious integration of the generous living, dining, and kitchen areas facilitates an effortless flow, perfect for hosting gatherings and fostering memorable moments with loved ones. The well-appointed kitchen stands as a culinary haven, adorned with modern appliances that cater to both form and function. Unveiling an additional layer of sophistication, this residence features striking hardwood floors that exude a timeless charm. The allure is further enhanced by recent renovations that include new paint throughout, infusing each room with a rejuvenating vibrancy. The pristine bathrooms have been thoughtfully curated to offer both luxury and convenience, elevating your daily routines.Stepping beyond the threshold, a meticulously landscaped backyard unfolds, offering a haven of serenity and seclusion. This outdoor sanctuary is a canvas for relaxation, hosting alfresco gatherings, or indulging in tranquil moments of solitude, all within the embrace of nature's beauty.Strategically positioned in proximity to local amenities, esteemed schools, and lush parks, this home effortlessly integrates convenience into its allure. It presents an opportunity to immerse yourself in the dynamic lifestyle that San Diego has to offer, where you can explore culinary delights, engage in recreational pursuits, and savor the vibrant cultural scene.Do not let the chance slip away to call this remarkable property yours. Take the first step towards making this dream home a reality by scheduling a showing today. Witness firsthand the harmonious fusion of comfort, style, and practicality that defines this exquisite residence.
Mortgage Calculator
Est. Monthly Payment
$5,209
Location
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Zoned Schools
Elementary
Johnson Elementary · grades PK-5 · San Diego Unified
Middle
Millennial Tech Middle · grades 6-8 · San Diego Unified
High
Lincoln High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,492
Comp Average
$3,722
648 51 Street
3bd / 2ba · 1,300 sqft · Single Family
$550K
Est. $3,307/mo
7450 Jamacha Road
3bd / 2ba · 1,310 sqft · Single Family
$749K
Est. $4,113/mo
7021 Madrone Ave
3bd / 2ba · 1,378 sqft · Single Family
$770K
Est. $3,837/mo
5710 Greycourt
3bd / 2ba · 1,401 sqft · Single Family
$770K
Est. $3,731/mo
7121 Skyline Dr
3bd / 2ba · 1,274 sqft · Single Family
$760K
Est. $3,622/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 2–4 bed houses within 1 mi · $3,412–$3,636
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,157/mo short at 20% down; 80% down or +$4,100/mo rent closes it.
- Break-even price
- $351,788
- Break-even rent
- $7,592/mo
- Cashflow at 35% down
- −$2,366/mo
- Down payment to break even
- 80%
- Rate to break even
- Not reachable
54% under asking
$4,100/mo above the estimate
$611,999 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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