7405 Charmant Dr

7405 Charmant Dr

D

San Diego, CA 92122

$529,000

Soft Appraisal Value: $664,100 · 20.3% below estimate

Beds

1

Baths

1

Sqft

704

Year Built

1987

Days on Market

22

Property Type

Condo

HOA/mo

$475

MLS ID

260005435SD

View on MLS

Description

Nicely upgraded unit, fully remodeled kitchen with brand new cabinets, counter tops, nice tile floors, upgraded bathroom. Great location close to freeway, UCSD, La Jolla, shops, beaches. Washer/Dryer in unit. Underground gated parking. Complex features 2 pools, spas, community and fitness center.

Mortgage Calculator

Est. Monthly Payment

$3,833

Principal & Interest$2,675
Property Tax$529
Insurance$154
HOA$475
%($105,800)
%

Investment Score

2D
Est. Monthly Rent
$2,483
Monthly Cashflow

Rent − PITI − HOA

$-1,350
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,362

Mortgage (P+I)
$2,675
Cap Rate
0.71%
Cash-on-Cash
-26.79%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$5,550

NOI (Annual)
$3,757
Price-to-Rent

Lower = better for investors

17.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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