7029 Las Colinas
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7029 Las Colinas

Dbottom 20%

Rancho Santa Fe, CA 92067

$17,500,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$115,542/mo full cashflow at 20% down, 7.43% rate.

Works at $2,456,297 (86% under asking); even all cash loses money at asking.

Rent $24,500/mo from 19 leases of houses within 2 mi, same school area, size-adjusted ($21,660–$34,503).

Beds

9

Baths

11

Sqft

18,039

Year Built

2020

Days on Market

209

Property Type

Single Family

HOA/mo

$0.03

MLS ID

260009008SD

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

Virtual Tour

About This Property

Tucked behind a long, private driveway, this extraordinary Rancho Santa Fe estate defines modern luxury living. Completed in 2020, the Spanish-modern architectural design blends timeless elegance with contemporary sophistication, offering a seamless flow between indoor and outdoor living. Designed for grand-scale entertaining and intimate gatherings alike, the home features a chef’s dream kitchen with professional-grade stainless steel appliances, a separate butler’s kitchen, and an expansive open-concept family room. A dedicated wing houses the primary retreat and four additional bedroom suites, providing comfort, privacy, and effortless functionality. Resort-style amenities elevate every day into an experience. Step outside to your outdoor oasis—a breathtaking space with panoramic views, an incredible pool and hot tub, a swim-up bar, outdoor kitchen with BBQ and pizza oven, and multiple lounging areas perfect for sunset gatherings. For entertainment, the estate offers a state-of-the-art movie theater, two-lane bowling alley, and temperature-controlled wine cellar with a walk-in humidor. Wellness and creativity are equally at home here, with a private gym and dedicated craft room. Natural light floods the interior through expansive glass doors and windows, creating a warm, inviting atmosphere throughout. A guest house with two bedrooms provides comfort and privacy for visitors, completing this remarkable property — a true Rancho Santa Fe masterpiece where luxury, design, and lifestyle converge.

Mortgage Calculator

Est. Monthly Payment

$119,824

Principal & Interest$97,220
Property Tax$17,500
Insurance$5,104
HOA$0
%($3,500,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary

  • Middle

    R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$24,500

19 leases of houses within 2 mi, same school area, size-adjusted · $21,660–$34,503

Monthly Cashflow

Rent − PITIA

-$95,324
Full Cashflow

Incl. vacancy, PM, maint, capex

-$115,542

What would make this work?

$115,542/mo short at 20% down; +$150,055/mo rent closes it.

Break-even price

86% under asking

$2,456,297
Break-even rent

$150,055/mo above the estimate

$174,555/mo
Cashflow at 35% down
−$97,313/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$97,220
Cap Rate
-1.17%
Cash-on-Cash
-39.61%
DSCR

Need ≥ 1.25 for DSCR loan

0.20

NOI (Annual)
-$205,168
Price-to-Rent

Lower = better for investors

59.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$115,542/mo