680 Camino De La Reina
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680 Camino De La Reina #2201

D

San Diego, CA 92108

$689,000
NEW — 1d on market

Soft Appraisal Value: $685,600 · 0.5% above estimate

Beds

2

Baths

2

Sqft

1,017

Year Built

1995

Days on Market

1

Property Type

Condo

HOA/mo

$660

MLS ID

260008955SD

This property is in San Diego (92108). View neighborhood stats →

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About This Property

Beautifully maintained 2-bedroom, 2-bath condominium located in the highly desirable Rio De Oro community in Mission Valley. This light-filled unit offers approximately 1,017 sq ft of comfortable living space with a functional layout and inviting atmosphere. The kitchen features granite countertops and comes equipped with all essential appliances, making it move-in ready. The spacious living area includes a cozy fireplace and opens to a private setting perfect for relaxing or entertaining. Both bedrooms are well-sized, including a primary suite with ample closet space. Additional highlights include in-unit laundry and two assigned parking spaces in a secured underground community garage. Residents enjoy access to resort-style amenities including a pool, fitness center, and beautifully maintained grounds with nearby walking trails. Conveniently located close to shopping, dining, Trader Joe’s, major freeways, and all that Mission Valley has to offer. A great opportunity for both owner-occupants and investors—don’t miss this one. Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information including HOA, square footage, and property features prior to close of escrow.

Mortgage Calculator

Est. Monthly Payment

$5,034

Principal & Interest$3,484
Property Tax$689
Insurance$201
HOA$660
%($137,800)
%

Location

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Investment Score

2D
Est. Monthly Rent
$3,153
Monthly Cashflow

Rent − PITIA

$-1,881
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,180

Mortgage (P+I)
$3,484
Cap Rate
0.53%
Cash-on-Cash
-27.70%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$7,283

NOI (Annual)
$3,644
Price-to-Rent

Lower = better for investors

18.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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