6710 La Jolla Blvd #103
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6710 La Jolla Blvd #103

Dbottom 20%

La Jolla, CA 92037

$2,100,000
STR: check · HOA rules unknown · TOT 12.75%

270 licensed short-term rentals within ½ mile (215 whole home), from the cities' license and permit lists of Nov 11, 2026.

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$13,146/mo full cashflow at 20% down, 7.43% rate.

Works at $388,409 (82% under asking); even all cash loses money at asking.

Rent $4,718/mo from 8 leases of 1–3 bed condos & townhomes within 0.5 mi ($4,006–$5,287).

Beds

2

Baths

2

Sqft

1,131

Year Built

2026

Days on Market

231

Property Type

Condo

HOA/mo

$650

MLS ID

260006874SD

This property is in La Jolla (92037). View neighborhood stats →

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About This Property

Finally, just what you've been waiting for! Discover La Jolla Beach House, a boutique collection of just 12 new-construction luxury townhome-style condos—one of the first projects of its kind to be built in La Jolla in many years. This ultra-limited offering features thoughtfully designed 1-, 2-, and 3-bedroom residences, blending modern coastal architecture with true lock-and-leave convenience. Just one block from iconic Windansea Beach, many homes enjoy sun-filled open-concept great rooms and private outdoor spaces oriented to capture ocean breezes and the relaxed surfside vibe of this world-famous neighborhood. Select premier residences showcase dramatic mezzanine levels—ideal as a lounge, office, or guest space—creating an elevated “loft-like” coastal experience that is exceptionally rare in La Jolla. Chef-inspired kitchens anchor each home with sleek cabinetry, premium GE Cafe appliances, and quartz waterfall-edge islands or designer breakfast bars for effortless everyday living and elevated entertaining. Wide-plank flooring, refined finishes, and striking architectural elements (including a signature spiral staircase in certain units) deliver an immediate wow factor from the moment you step inside, while spa-inspired baths and serene primary suites offer a private retreat. With secure parking, low-maintenance design, and an irreplaceable location just moments from Bird Rock cafés, shops, and La Jolla Village, La Jolla Beach House is a rare opportunity to own fresh, modern new construction by the beach in one of San Diego’s most coveted coastal markets.

Mortgage Calculator

Est. Monthly Payment

$15,029

Principal & Interest$11,666
Property Tax$2,100
Insurance$612
HOA$650
%($420,000)
%
Loan Term

Location

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Investment Score

0D
Est. Monthly Rent
$4,718

8 leases of 1–3 bed condos & townhomes within 0.5 mi · $4,006–$5,287

Monthly Cashflow

Rent − PITIA

-$10,310
Full Cashflow

Incl. vacancy, PM, maint, capex

-$13,146

What would make this work?

$13,146/mo short at 20% down; +$17,072/mo rent closes it.

Break-even price

82% under asking

$388,409
Break-even rent

$17,072/mo above the estimate

$21,790/mo
Cashflow at 35% down
−$10,958/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$11,666
Cap Rate
-0.71%
Cash-on-Cash
-37.56%
DSCR

Need ≥ 1.25 for DSCR loan

0.31

NOI (Annual)
-$14,919
Price-to-Rent

Lower = better for investors

37.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$13,146/mo