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6550 Ponto Dr #19

Atop 10%

Carlsbad, CA 92011Neighborhood: Poinsettia Shores & Terramar

$519,000

Pass at asking: -$776/mo full cashflow at 20% down, 7.36% rate.

Works at $417,398 (20% under asking), or at 42% down.

Rent $4,143/mo: zip market median for this bed count.

Beds

Baths

Sqft

1,410

Year Built

2006

Days on Market

Property Type

Manufactured

HOA/mo

N/A

MLS ID

260019739SD

This property is in Carlsbad (92011). View neighborhood stats →

Virtual Tour

About This Property

Rarely Offered, detached two story home with an Ocean View! Recently remodeled and re-built. 3 bedrooms, 2 baths,1,410 sq. ft., room for 3 cars, side and back yard. Live across Carlsbad Blvd from Ponto State Beach! Beautifully appointed with engineered hard wood floors, vaulted ceilings, new appliances, new Trex deck. No HOA dues, small amount of property tax. Space rent: $3,350. You can't live this close to the ocean for less! You'll wonder what took you so long to get here! Furniture available for purchase. Move in today! Do Not Use Showing Time. Call Listing Agent.

Mortgage Calculator

Est. Monthly Payment

$3,534

Principal & Interest$2,863

Property Tax$519

Insurance$151

Down Payment

%($103,800)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
Pacific Rim Elementary · grades K-5 · Carlsbad Unified
Middle
Aviara Oaks Middle · grades 6-8 · Carlsbad Unified
High
Sage Creek High · grades 9-12 · Carlsbad Unified
or Carlsbad High · grades 9-12 · Carlsbad Unified
Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$4,143

Comp Average

$3,749

7213 San Luis Street

3bd / 2ba · 1,656 sqft · Mfd/Mobile Home

$399K

Est. $4,143/mo

7239 San Luis St

3bd / 2ba · 1,568 sqft · Mfd/Mobile Home

$439K

Est. $4,143/mo

7113 Santa Barbara Street

3bd / 2ba · 1,440 sqft · Mfd/Mobile Home

$449K

Est. $4,143/mo

7234 Santa Barbara

2bd / 2ba · 1,440 sqft · Mfd/Mobile Home

$399K

Est. $3,157/mo

7144 Santa Rosa Street

2bd / 2ba · 1,440 sqft · Mfd/Mobile Home

$449K

Est. $3,157/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

81A

Est. Monthly Rent

$4,143

Zip market median for this bed count

Thin data: no closed leases like this one nearby.

Monthly Cashflow

Rent − PITIA

+$610

Full Cashflow

Incl. vacancy, PM, maint, capex

-$776

What would make this work?

$776/mo short at 20% down; 42% down or +$1,008/mo rent closes it.

Break-even price: $417,398
Break-even rent: $5,151/mo
Cashflow at 35% down: −$239/mo
Down payment to break even: 42%
Rate to break even: 4.43%

Mortgage (P+I)

$2,863

Cap Rate

5.31%

Cash-on-Cash

-8.97%

DSCR

Need ≥ 1.25 for DSCR loan

1.17

NOI (Annual)

$27,537

Price-to-Rent

Lower = better for investors

10.4

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$776/mo